| Weiss Ratings |
The Citizens Bank of Clovis
Clovis, NM |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 7.40 | |||
| Stability Index | 5.70 | |||
| Company Info |
The Citizens Bank of Clovis
Clovis, NM |
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| FDIC Number | 11491 | |||
| Phone Number | (575) 769-1911 | |||
| Website | www.cbcnm.bank | |||
| Asset Quality |
The Citizens Bank of Clovis
Clovis, NM |
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| 1-Year Asset Growth | -2.03% | |||
| 5-Year Asset Growth | 9.80% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.34% | |||
| Non-Performing Assets to Assets | 1.21% | |||
| Non-Performing Loans to Capital | 0.04% | |||
| Non-Performing Loans to Loans | 0.01% | |||
| Balance Sheet |
The Citizens Bank of Clovis
Clovis, NM |
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| Total Assets | 499.19M | |||
| Total Deposits | 430.59M | |||
| Capital and Reserves |
The Citizens Bank of Clovis
Clovis, NM |
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| Capital | 33.87M | |||
| Leverage Ratio | 12.22 | |||
| Loan Loss Reserves to Loans | 1.09% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Citizens Bank of Clovis
Clovis, NM |
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| Hot Money Ratio | 30.19% | |||
| Liquidity Ratio | 14.84% | |||
| Profitability |
The Citizens Bank of Clovis
Clovis, NM |
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| 5-Year Return on Average Assets | 1.56% | |||
| Net Income | 6.80M | |||
| Net Interest Spread | 3.23% | |||
| Operating Profit to Average Assets | 1.82% | |||
| Overhead Efficiency Ratio | 44.77% | |||
| Return on Assets | 1.82% | |||
| Return on Equity | 30.09% | |||