| Weiss Ratings |
The Citizens Bank of Clovis
Clovis, NM |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 5.90 | |||
| Company Info |
The Citizens Bank of Clovis
Clovis, NM |
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| FDIC Number | 11491 | |||
| Phone Number | (575) 769-1911 | |||
| Website | www.cbcnm.bank | |||
| Asset Quality |
The Citizens Bank of Clovis
Clovis, NM |
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| 1-Year Asset Growth | -0.59% | |||
| 5-Year Asset Growth | 6.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.59% | |||
| Non-Performing Loans to Capital | 0.18% | |||
| Non-Performing Loans to Loans | 0.04% | |||
| Balance Sheet |
The Citizens Bank of Clovis
Clovis, NM |
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| Total Assets | 493.11M | |||
| Total Deposits | 439.94M | |||
| Capital and Reserves |
The Citizens Bank of Clovis
Clovis, NM |
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| Capital | 33.69M | |||
| Leverage Ratio | 12.16 | |||
| Loan Loss Reserves to Loans | 1.18% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Citizens Bank of Clovis
Clovis, NM |
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| Hot Money Ratio | 34.49% | |||
| Liquidity Ratio | 19.33% | |||
| Profitability |
The Citizens Bank of Clovis
Clovis, NM |
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| 5-Year Return on Average Assets | 1.62% | |||
| Net Income | 3.49M | |||
| Net Interest Spread | 3.49% | |||
| Operating Profit to Average Assets | 1.38% | |||
| Overhead Efficiency Ratio | 55.88% | |||
| Return on Assets | 1.38% | |||
| Return on Equity | 20.12% | |||