| Weiss Ratings |
1st National Bank of Scotia
Scotia, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 3.40 | |||
| Capitalization Index | 7.30 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 5.60 | |||
| Company Info |
1st National Bank of Scotia
Scotia, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 11501 | |||
| Phone Number | (518) 370-7200 | |||
| Website | www.firstscotia.com | |||
| Asset Quality |
1st National Bank of Scotia
Scotia, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 2.57% | |||
| 5-Year Asset Growth | 3.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.14% | |||
| Non-Performing Assets to Assets | 0.97% | |||
| Non-Performing Loans to Capital | 10.77% | |||
| Non-Performing Loans to Loans | 1.34% | |||
| Balance Sheet |
1st National Bank of Scotia
Scotia, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 719.05M | |||
| Total Deposits | 632.00M | |||
| Capital and Reserves |
1st National Bank of Scotia
Scotia, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 68.17M | |||
| Leverage Ratio | 9.22 | |||
| Loan Loss Reserves to Loans | 1.11% | |||
| Risk-Based Capital Ratio | 14.86 | |||
| Liquidity |
1st National Bank of Scotia
Scotia, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 8.30% | |||
| Liquidity Ratio | 19.18% | |||
| Profitability |
1st National Bank of Scotia
Scotia, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.68% | |||
| Net Income | 2.61M | |||
| Net Interest Spread | 4.29% | |||
| Operating Profit to Average Assets | 0.99% | |||
| Overhead Efficiency Ratio | 74.27% | |||
| Return on Assets | 0.73% | |||
| Return on Equity | 7.79% | |||