B
The Fidelity Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Fidelity Bank
Fuquay-Varina, NC
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Rating B
Asset Quality Index 6.60
Capitalization Index 9.90
Liquidity Index 3.50
Profitability Index 8.60
Stability Index 8.20
Company Info The Fidelity Bank
Fuquay-Varina, NC
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FDIC Number 11507
Phone Number (919) 552-2242
Website www.fidelitybanknc.com
Asset Quality The Fidelity Bank
Fuquay-Varina, NC
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1-Year Asset Growth 10.18%
5-Year Asset Growth 11.04%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 1.83%
Non-Performing Loans to Loans 0.41%
Balance Sheet The Fidelity Bank
Fuquay-Varina, NC
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Total Assets 4.39B
Total Deposits 3.94B
Capital and Reserves The Fidelity Bank
Fuquay-Varina, NC
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Capital 433.01M
Leverage Ratio 10.94
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio 17.08
Liquidity The Fidelity Bank
Fuquay-Varina, NC
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Hot Money Ratio 9.33%
Liquidity Ratio 23.17%
Profitability The Fidelity Bank
Fuquay-Varina, NC
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5-Year Return on Average Assets 1.38%
Net Income 74.00M
Net Interest Spread 3.81%
Operating Profit to Average Assets 2.13%
Overhead Efficiency Ratio 49.59%
Return on Assets 1.68%
Return on Equity 19.73%