B
The Fidelity Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Fidelity Bank
Fuquay-Varina, NC
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Rating B
Asset Quality Index 6.40
Capitalization Index 9.30
Liquidity Index 3.60
Profitability Index 8.10
Stability Index 7.80
Company Info The Fidelity Bank
Fuquay-Varina, NC
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FDIC Number 11507
Phone Number (919) 552-2242
Website www.fidelitybanknc.com
Asset Quality The Fidelity Bank
Fuquay-Varina, NC
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1-Year Asset Growth 9.14%
5-Year Asset Growth 18.48%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 2.46%
Non-Performing Loans to Loans 0.74%
Balance Sheet The Fidelity Bank
Fuquay-Varina, NC
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Total Assets 4.15B
Total Deposits 3.79B
Capital and Reserves The Fidelity Bank
Fuquay-Varina, NC
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Capital 348.59M
Leverage Ratio 10.50
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio 15.92
Liquidity The Fidelity Bank
Fuquay-Varina, NC
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Hot Money Ratio 9.12%
Liquidity Ratio 21.97%
Profitability The Fidelity Bank
Fuquay-Varina, NC
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5-Year Return on Average Assets 1.38%
Net Income 16.19M
Net Interest Spread 3.69%
Operating Profit to Average Assets 1.99%
Overhead Efficiency Ratio 51.90%
Return on Assets 1.53%
Return on Equity 19.50%