B
The Fidelity Bank
Rating Date
August 2026
Risk Based
Capital Ratio
17.81
Leverage
Ratio
11.47
Return On
Assets
1.69%
Total
Assets
4.66B
Capital
467.69M
Total
Deposits
4.17B
Net
Income
39.10M
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Weiss Ratings The Fidelity Bank
Fuquay-Varina, NC 		Click to
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Rating B
Asset Quality Index 7.40
Capitalization Index 10.00
Liquidity Index 3.70
Profitability Index 8.80
Stability Index 7.00
Company Info The Fidelity Bank
Fuquay-Varina, NC 		Click to
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FDIC Number 11507
Phone Number (919) 552-2242
Website www.fidelitybanknc.com
Asset Quality The Fidelity Bank
Fuquay-Varina, NC 		Click to
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1-Year Asset Growth 9.35%
5-Year Asset Growth 11.04%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.39%
Non-Performing Loans to Capital 2.50%
Non-Performing Loans to Loans 0.55%
Balance Sheet The Fidelity Bank
Fuquay-Varina, NC 		Click to
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Total Assets 4.66B
Total Deposits 4.17B
Capital and Reserves The Fidelity Bank
Fuquay-Varina, NC 		Click to
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Capital 467.69M
Leverage Ratio 11.47
Loan Loss Reserves to Loans 1.26%
Risk-Based Capital Ratio 17.81
Liquidity The Fidelity Bank
Fuquay-Varina, NC 		Click to
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Hot Money Ratio 9.08%
Liquidity Ratio 26.15%
Profitability The Fidelity Bank
Fuquay-Varina, NC 		Click to
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5-Year Return on Average Assets 1.46%
Net Income 39.10M
Net Interest Spread 3.92%
Operating Profit to Average Assets 2.18%
Overhead Efficiency Ratio 51.48%
Return on Assets 1.69%
Return on Equity 17.39%