B
The Fidelity Bank
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Fidelity Bank
Fuquay-Varina, NC
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Rating B
Asset Quality Index 6.00
Capitalization Index 8.70
Liquidity Index 3.40
Profitability Index 7.90
Stability Index 7.70
Company Info The Fidelity Bank
Fuquay-Varina, NC
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FDIC Number 11507
Phone Number (919) 552-2242
Website www.fidelitybanknc.com
Asset Quality The Fidelity Bank
Fuquay-Varina, NC
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1-Year Asset Growth 4.91%
5-Year Asset Growth 18.48%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.74%
Non-Performing Loans to Capital 4.95%
Non-Performing Loans to Loans 1.12%
Balance Sheet The Fidelity Bank
Fuquay-Varina, NC
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Total Assets 3.99B
Total Deposits 3.65B
Capital and Reserves The Fidelity Bank
Fuquay-Varina, NC
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Capital 315.66M
Leverage Ratio 10.13
Loan Loss Reserves to Loans 1.21%
Risk-Based Capital Ratio 15.49
Liquidity The Fidelity Bank
Fuquay-Varina, NC
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Hot Money Ratio 9.27%
Liquidity Ratio 19.18%
Profitability The Fidelity Bank
Fuquay-Varina, NC
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5-Year Return on Average Assets 1.36%
Net Income 62.31M
Net Interest Spread 3.61%
Operating Profit to Average Assets 1.99%
Overhead Efficiency Ratio 52.98%
Return on Assets 1.54%
Return on Equity 21.53%