The First State Bank
| Weiss Ratings |
The First State Bank
Pond Creek, OK |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.40 | |||
| Profitability Index | 7.40 | |||
| Stability Index | 3.70 | |||
| Company Info |
The First State Bank
Pond Creek, OK |
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| FDIC Number | 11527 | |||
| Phone Number | (580) 532-6611 | |||
| Website | www.fsbpondcreek.com | |||
| Asset Quality |
The First State Bank
Pond Creek, OK |
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| 1-Year Asset Growth | -4.01% | |||
| 5-Year Asset Growth | 3.72% | |||
| 5-Year Charge-Offs to Average Loans | 0.33% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 1.01% | |||
| Non-Performing Loans to Capital | 1.82% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
The First State Bank
Pond Creek, OK |
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| Total Assets | 55.47M | |||
| Total Deposits | 47.87M | |||
| Capital and Reserves |
The First State Bank
Pond Creek, OK |
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| Capital | 7.56M | |||
| Leverage Ratio | 12.78 | |||
| Loan Loss Reserves to Loans | 1.72% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The First State Bank
Pond Creek, OK |
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| Hot Money Ratio | 17.23% | |||
| Liquidity Ratio | 10.92% | |||
| Profitability |
The First State Bank
Pond Creek, OK |
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| 5-Year Return on Average Assets | 1.23% | |||
| Net Income | 572.00K | |||
| Net Interest Spread | 5.07% | |||
| Operating Profit to Average Assets | 1.93% | |||
| Overhead Efficiency Ratio | 63.38% | |||
| Return on Assets | 1.93% | |||
| Return on Equity | 14.11% | |||