The First State Bank
| Weiss Ratings |
The First State Bank
Pond Creek, OK |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 6.70 | |||
| Stability Index | 4.30 | |||
| Company Info |
The First State Bank
Pond Creek, OK |
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| FDIC Number | 11527 | |||
| Phone Number | (580) 532-6611 | |||
| Website | www.fsbpondcreek.com | |||
| Asset Quality |
The First State Bank
Pond Creek, OK |
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| 1-Year Asset Growth | 4.37% | |||
| 5-Year Asset Growth | 3.44% | |||
| 5-Year Charge-Offs to Average Loans | 0.38% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.17% | |||
| Non-Performing Loans to Capital | 0.11% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
The First State Bank
Pond Creek, OK |
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| Total Assets | 57.90M | |||
| Total Deposits | 50.24M | |||
| Capital and Reserves |
The First State Bank
Pond Creek, OK |
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| Capital | 7.61M | |||
| Leverage Ratio | 13.67 | |||
| Loan Loss Reserves to Loans | 1.57% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The First State Bank
Pond Creek, OK |
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| Hot Money Ratio | 20.79% | |||
| Liquidity Ratio | 17.19% | |||
| Profitability |
The First State Bank
Pond Creek, OK |
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| 5-Year Return on Average Assets | 1.08% | |||
| Net Income | 297.00K | |||
| Net Interest Spread | 5.46% | |||
| Operating Profit to Average Assets | 2.14% | |||
| Overhead Efficiency Ratio | 63.49% | |||
| Return on Assets | 2.14% | |||
| Return on Equity | 15.60% | |||