E
Enterprise Bank of South Carolina
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Enterprise Bank of South Carolina
Ehrhardt, SC
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Rating E
Asset Quality Index 1.70
Capitalization Index 4.70
Liquidity Index 1.50
Profitability Index 3.10
Stability Index 2.80
Company Info Enterprise Bank of South Carolina
Ehrhardt, SC
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FDIC Number 11539
Phone Number (803) 267-3191
Website ebsc.bank
Asset Quality Enterprise Bank of South Carolina
Ehrhardt, SC
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1-Year Asset Growth 6.03%
5-Year Asset Growth 9.16%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.37%
Non-Performing Assets to Assets 2.24%
Non-Performing Loans to Capital 29.35%
Non-Performing Loans to Loans 4.16%
Balance Sheet Enterprise Bank of South Carolina
Ehrhardt, SC
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Total Assets 489.12M
Total Deposits 468.26M
Capital and Reserves Enterprise Bank of South Carolina
Ehrhardt, SC
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Capital 18.87M
Leverage Ratio 6.94
Loan Loss Reserves to Loans 0.68%
Risk-Based Capital Ratio 13.53
Liquidity Enterprise Bank of South Carolina
Ehrhardt, SC
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Hot Money Ratio 18.30%
Liquidity Ratio 32.30%
Profitability Enterprise Bank of South Carolina
Ehrhardt, SC
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5-Year Return on Average Assets 0.30%
Net Income 1.92M
Net Interest Spread 3.44%
Operating Profit to Average Assets 0.79%
Overhead Efficiency Ratio 73.69%
Return on Assets 0.75%
Return on Equity 22.49%