Burke & Herbert Bank & Trust Company
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 15.2 and a capital leverage ratio of 11.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.2 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 2.1%, coupled with a return on assets of 1.7 has resulted in Excellent (7.1) profitability. A current level of 9.3 percent of nonperforming loans to core capital combined with 4.0 percent from a year earlier contributes to the Fair asset quality (4.1).
Asset Mix:
Comm re (37%), securities (20%), home mtgs (13%), comm loans (6%), cash (2%), home eq lns (2%), consumer loans (0%), other (20%)
States with Branches:
DE, KY, MD, VA, WV
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Burke & Herbert Financial Services Corp.
Investment Rating
Address
100 South Fairfax Street
Alexandria, VA 22314
Alexandria, VA 22314
Phone Number
(855) 571-5824
Year Founded
1852
FDIC Number
Largest Affiliates
No affiliate information available.