Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 23.4. Operating profits as a percentage of assets at 4.4%, coupled with a return on assets of 3.7 has resulted in Excellent (10.0) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10). A current level of 0.3 percent of nonperforming loans to core capital combined with 0.1 percent from a year earlier contributes to the Good asset quality (7.0).
Asset Mix:
Securities (50%), consumer loans (27%), comm re (6%), cash (4%), home mtgs (3%), comm loans (2%), other (8%)
States with Branches:
VA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
The Bank of Southside Virginia Corporation
Investment Rating
--
Address
17208 Halligan Park Road
Carson, VA 23830
Carson, VA 23830
Phone Number
(434) 246-5211
Year Founded
1911
FDIC Number
Website
Largest Affiliates
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