A
The Bank of Southside Virginia
CarsonVA
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
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Return On
Assets
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Capital
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Weiss Ratings The Bank of Southside Virginia
Carson, VA
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Rating A
Asset Quality Index 6.80
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 8.50
Stability Index 10.00
Company Info The Bank of Southside Virginia
Carson, VA
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FDIC Number 11580
Phone Number (434) 246-5211
Website www.bsvnet.com
Asset Quality The Bank of Southside Virginia
Carson, VA
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1-Year Asset Growth -0.85%
5-Year Asset Growth 3.52%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans -0.05%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.07%
Non-Performing Loans to Loans 0.03%
Balance Sheet The Bank of Southside Virginia
Carson, VA
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Total Assets 663.88M
Total Deposits 491.77M
Capital and Reserves The Bank of Southside Virginia
Carson, VA
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Capital 117.74M
Leverage Ratio 19.98
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio --
Liquidity The Bank of Southside Virginia
Carson, VA
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Hot Money Ratio 5.21%
Liquidity Ratio 38.41%
Profitability The Bank of Southside Virginia
Carson, VA
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5-Year Return on Average Assets 1.55%
Net Income 2.71M
Net Interest Spread 4.22%
Operating Profit to Average Assets 1.89%
Overhead Efficiency Ratio 55.77%
Return on Assets 1.58%
Return on Equity 9.40%