A
The Bank of Southside Virginia
Carson,  VA
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Bank of Southside Virginia
Carson, VA
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Rating A
Asset Quality Index 7.00
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 10.00
Stability Index 10.00
Company Info The Bank of Southside Virginia
Carson, VA
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FDIC Number 11580
Phone Number (434) 246-5211
Website www.bsvnet.com
Asset Quality The Bank of Southside Virginia
Carson, VA
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1-Year Asset Growth 3.03%
5-Year Asset Growth 0.47%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.27%
Non-Performing Loans to Loans 0.23%
Balance Sheet The Bank of Southside Virginia
Carson, VA
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Total Assets 670.32M
Total Deposits 489.16M
Capital and Reserves The Bank of Southside Virginia
Carson, VA
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Capital 140.01M
Leverage Ratio 23.38
Loan Loss Reserves to Loans 1.40%
Risk-Based Capital Ratio --
Liquidity The Bank of Southside Virginia
Carson, VA
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Hot Money Ratio 4.09%
Liquidity Ratio 37.89%
Profitability The Bank of Southside Virginia
Carson, VA
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5-Year Return on Average Assets 1.74%
Net Income 12.18M
Net Interest Spread 4.70%
Operating Profit to Average Assets 4.44%
Overhead Efficiency Ratio 36.31%
Return on Assets 3.72%
Return on Equity 18.59%