B
Vermilion Valley Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Vermilion Valley Bank
Piper City, IL
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Rating B
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 7.10
Stability Index 6.30
Company Info Vermilion Valley Bank
Piper City, IL
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FDIC Number 11667
Phone Number (815) 686-2258
Website vvb91.com
Asset Quality Vermilion Valley Bank
Piper City, IL
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1-Year Asset Growth 7.79%
5-Year Asset Growth 6.08%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.97%
Non-Performing Loans to Loans 0.09%
Balance Sheet Vermilion Valley Bank
Piper City, IL
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Total Assets 192.04M
Total Deposits 150.90M
Capital and Reserves Vermilion Valley Bank
Piper City, IL
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Capital 29.78M
Leverage Ratio 16.62
Loan Loss Reserves to Loans 1.09%
Risk-Based Capital Ratio 26.97
Liquidity Vermilion Valley Bank
Piper City, IL
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Hot Money Ratio 24.47%
Liquidity Ratio 21.82%
Profitability Vermilion Valley Bank
Piper City, IL
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5-Year Return on Average Assets 1.61%
Net Income 2.97M
Net Interest Spread 3.32%
Operating Profit to Average Assets 1.72%
Overhead Efficiency Ratio 45.24%
Return on Assets 1.61%
Return on Equity 10.51%