Major Rating Factors:
Operating profits as a percentage of assets at 0.2%, coupled with a return on assets of 0.3 has resulted in Weak (1.7) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.6 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 26.2 and a capital leverage ratio of 14.8. A current level of 1.3 percent of nonperforming loans to core capital combined with 4.9 percent from a year earlier contributes to the Excellent asset quality (8.5).
Asset Mix:
Securities (34%), comm re (23%), cash (8%), comm loans (3%), home mtgs (2%), consumer loans (0%), other (29%)
States with Branches:
WY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Tanager Bancshares, Inc.
Investment Rating
--
Address
260 W Broadway Ave
Jackson, WY 83001
Jackson, WY 83001
Phone Number
(307) 782-7400
Year Founded
1919
FDIC Number
Website
Largest Affiliates
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