Uinta Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.1%, coupled with a return on assets of 0.1 has resulted in Weak (1.8) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.5 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 24.6 and a capital leverage ratio of 11.5. A current level of 2.1 percent of nonperforming loans to core capital combined with 3.5 percent from a year earlier contributes to the Excellent asset quality (9.2).
Asset Mix:
Securities (56%), comm re (23%), comm loans (5%), cash (2%), home mtgs (2%), consumer loans (0%), other (12%)
States with Branches:
WY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
UCSB Financial Corporation
Investment Rating
--
Address
695 Parkway Drive
Mountain View, WY 82939
Mountain View, WY 82939
Phone Number
(307) 782-7400
Year Founded
1919
FDIC Number
Website
Largest Affiliates
No affiliate information available.