B
Central Bank Illinois
GeneseoIL
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Central Bank Illinois
Geneseo, IL
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Rating B
Asset Quality Index 7.60
Capitalization Index 9.00
Liquidity Index 4.10
Profitability Index 5.70
Stability Index 9.10
Company Info Central Bank Illinois
Geneseo, IL
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FDIC Number 11670
Phone Number (309) 944-5601
Website www.central-bank.com
Asset Quality Central Bank Illinois
Geneseo, IL
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1-Year Asset Growth -1.83%
5-Year Asset Growth 10.79%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.63%
Non-Performing Loans to Capital 4.07%
Non-Performing Loans to Loans 0.85%
Balance Sheet Central Bank Illinois
Geneseo, IL
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Total Assets 1.38B
Total Deposits 1.01B
Capital and Reserves Central Bank Illinois
Geneseo, IL
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Capital 136.35M
Leverage Ratio 10.34
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio --
Liquidity Central Bank Illinois
Geneseo, IL
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Hot Money Ratio 12.03%
Liquidity Ratio 17.01%
Profitability Central Bank Illinois
Geneseo, IL
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5-Year Return on Average Assets 1.33%
Net Income 7.28M
Net Interest Spread 3.47%
Operating Profit to Average Assets 1.40%
Overhead Efficiency Ratio 52.05%
Return on Assets 1.01%
Return on Equity 11.06%