B
Central Bank Illinois
GeneseoIL
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Central Bank Illinois
Geneseo, IL
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Rating B
Asset Quality Index 8.30
Capitalization Index 8.30
Liquidity Index 4.20
Profitability Index 5.20
Stability Index 9.00
Company Info Central Bank Illinois
Geneseo, IL
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FDIC Number 11670
Phone Number (309) 944-5601
Website www.central-bank.com
Asset Quality Central Bank Illinois
Geneseo, IL
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1-Year Asset Growth 6.15%
5-Year Asset Growth 10.79%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 2.10%
Non-Performing Loans to Loans 0.33%
Balance Sheet Central Bank Illinois
Geneseo, IL
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Total Assets 1.39B
Total Deposits 1.03B
Capital and Reserves Central Bank Illinois
Geneseo, IL
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Capital 131.67M
Leverage Ratio 9.83
Loan Loss Reserves to Loans 1.11%
Risk-Based Capital Ratio --
Liquidity Central Bank Illinois
Geneseo, IL
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Hot Money Ratio 14.40%
Liquidity Ratio 19.55%
Profitability Central Bank Illinois
Geneseo, IL
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5-Year Return on Average Assets 1.33%
Net Income 3.09M
Net Interest Spread 3.37%
Operating Profit to Average Assets 1.23%
Overhead Efficiency Ratio 53.52%
Return on Assets 0.85%
Return on Equity 9.58%