B
Farmers State Bank of Western Illinois
Alpha,  IL
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers State Bank of Western Illinois
Alpha, IL
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.00
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 4.60
Stability Index 6.90
Company Info Farmers State Bank of Western Illinois
Alpha, IL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 11680
Phone Number (309) 629-4361
Website www.fsbwil.com
Asset Quality Farmers State Bank of Western Illinois
Alpha, IL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 3.66%
5-Year Asset Growth 1.92%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.35%
Non-Performing Loans to Capital 5.27%
Non-Performing Loans to Loans 0.78%
Balance Sheet Farmers State Bank of Western Illinois
Alpha, IL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 167.29M
Total Deposits 143.42M
Capital and Reserves Farmers State Bank of Western Illinois
Alpha, IL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 19.39M
Leverage Ratio 14.08
Loan Loss Reserves to Loans 2.11%
Risk-Based Capital Ratio --
Liquidity Farmers State Bank of Western Illinois
Alpha, IL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 5.48%
Liquidity Ratio 43.93%
Profitability Farmers State Bank of Western Illinois
Alpha, IL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.99%
Net Income 1.00M
Net Interest Spread 3.80%
Operating Profit to Average Assets 1.20%
Overhead Efficiency Ratio 66.83%
Return on Assets 1.20%
Return on Equity 10.30%