Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 16.1 and a capital leverage ratio of 12.2. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.3 percent from a year earlier contributes to the Excellent asset quality (8.7).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 2.3%, coupled with a return on assets of 1.7 has resulted in Good (5.4) profitability.
Asset Mix:
Cash (30%), securities (16%), comm loans (10%), comm re (7%), consumer loans (1%), home mtgs (1%), other (36%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Anchor Bancorporation, Inc.
Investment Rating
--
Address
246 Second Street
Anchor, IL 61720
Anchor, IL 61720
Phone Number
(309) 723-2461
Year Founded
1920
FDIC Number
Website
Largest Affiliates
No affiliate information available.