C
State Bank of Cherry
CherryIL
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings State Bank of Cherry
Cherry, IL
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 4.00
Capitalization Index 10.00
Liquidity Index 2.10
Profitability Index 7.10
Stability Index 8.30
Company Info State Bank of Cherry
Cherry, IL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 11686
Phone Number (815) 894-2345
Website www.cherry.bank
Asset Quality State Bank of Cherry
Cherry, IL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 12.12%
5-Year Asset Growth 8.64%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 15.40%
Non-Performing Loans to Loans 0.01%
Balance Sheet State Bank of Cherry
Cherry, IL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 136.44M
Total Deposits 107.69M
Capital and Reserves State Bank of Cherry
Cherry, IL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 15.24M
Leverage Ratio 11.96
Loan Loss Reserves to Loans 1.90%
Risk-Based Capital Ratio --
Liquidity State Bank of Cherry
Cherry, IL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 28.02%
Liquidity Ratio 25.44%
Profitability State Bank of Cherry
Cherry, IL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.45%
Net Income 1.10M
Net Interest Spread 3.75%
Operating Profit to Average Assets 1.70%
Overhead Efficiency Ratio 54.09%
Return on Assets 1.68%
Return on Equity 14.99%