Major Rating Factors:
A current level of 17.7 percent of nonperforming loans to core capital combined with 3.4 percent from a year earlier contributes to the Fair asset quality (3.1). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.3 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 2.7%, coupled with a return on assets of 2.7 has resulted in Excellent (9.7) profitability. Excellent current capitalization (9.4 on a scale of 0 to 10) and a capital leverage ratio of 10.6.
Asset Mix:
Home mtgs (28%), comm re (17%), comm loans (16%), cash (11%), securities (8%), home eq lns (3%), consumer loans (2%), other (15%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Goodfield Financial Corporation
Investment Rating
--
Address
201 South Eureka Street
Goodfield, IL 61742
Goodfield, IL 61742
Phone Number
(309) 965-2221
Year Founded
1914
FDIC Number
Largest Affiliates
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