C
1st Community Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 1st Community Bank
Sherrard, IL
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Rating C
Asset Quality Index 7.50
Capitalization Index 8.60
Liquidity Index 2.60
Profitability Index 4.10
Stability Index 6.00
Company Info 1st Community Bank
Sherrard, IL
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FDIC Number 11706
Phone Number (309) 593-2117
Website www.1stcommunitybanks.com
Asset Quality 1st Community Bank
Sherrard, IL
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1-Year Asset Growth 0.11%
5-Year Asset Growth -0.25%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet 1st Community Bank
Sherrard, IL
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Total Assets 65.59M
Total Deposits 58.46M
Capital and Reserves 1st Community Bank
Sherrard, IL
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Capital 6.66M
Leverage Ratio 10.06
Loan Loss Reserves to Loans 0.95%
Risk-Based Capital Ratio --
Liquidity 1st Community Bank
Sherrard, IL
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Hot Money Ratio 20.59%
Liquidity Ratio 27.96%
Profitability 1st Community Bank
Sherrard, IL
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5-Year Return on Average Assets 0.70%
Net Income 596.00K
Net Interest Spread 4.60%
Operating Profit to Average Assets 0.98%
Overhead Efficiency Ratio 78.29%
Return on Assets 0.90%
Return on Equity 8.82%