C
1st Community Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 1st Community Bank
Sherrard, IL
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Rating C
Asset Quality Index 4.70
Capitalization Index 9.10
Liquidity Index 2.30
Profitability Index 4.50
Stability Index 6.00
Company Info 1st Community Bank
Sherrard, IL
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FDIC Number 11706
Phone Number (309) 593-2117
Website www.1stcommunitybanks.com
Asset Quality 1st Community Bank
Sherrard, IL
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1-Year Asset Growth 0.22%
5-Year Asset Growth 0.05%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.85%
Non-Performing Loans to Capital 9.27%
Non-Performing Loans to Loans 1.20%
Balance Sheet 1st Community Bank
Sherrard, IL
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Total Assets 64.85M
Total Deposits 57.72M
Capital and Reserves 1st Community Bank
Sherrard, IL
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Capital 6.72M
Leverage Ratio 10.39
Loan Loss Reserves to Loans 0.93%
Risk-Based Capital Ratio --
Liquidity 1st Community Bank
Sherrard, IL
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Hot Money Ratio 21.60%
Liquidity Ratio 26.35%
Profitability 1st Community Bank
Sherrard, IL
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5-Year Return on Average Assets 0.70%
Net Income 469.00K
Net Interest Spread 4.56%
Operating Profit to Average Assets 1.02%
Overhead Efficiency Ratio 77.08%
Return on Assets 0.95%
Return on Equity 9.23%