Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.0. Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.9 has resulted in Excellent (7.4) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.6 on a scale of 0 to 10). A current level of 5.6 percent of nonperforming loans to core capital combined with 11.3 percent from a year earlier contributes to the Good asset quality (5.6).
Asset Mix:
Securities (47%), cash (12%), comm re (9%), comm loans (9%), home mtgs (1%), consumer loans (1%), other (21%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Bancorp of Rantoul, Inc.
Investment Rating
--
Address
201 East Champaign Avenue
Rantoul, IL 61866
Rantoul, IL 61866
Phone Number
(217) 892-2143
Year Founded
1920
FDIC Number
Website
Largest Affiliates
No affiliate information available.