B
Liberty Bank
Liberty,  IL
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Liberty Bank
Liberty, IL
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Rating B
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 9.20
Stability Index 6.30
Company Info Liberty Bank
Liberty, IL
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FDIC Number 11719
Phone Number (217) 645-3434
Website www.liberty.bank
Asset Quality Liberty Bank
Liberty, IL
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1-Year Asset Growth 8.15%
5-Year Asset Growth 12.38%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.65%
Non-Performing Loans to Loans 0.00%
Balance Sheet Liberty Bank
Liberty, IL
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Total Assets 193.86M
Total Deposits 167.36M
Capital and Reserves Liberty Bank
Liberty, IL
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Capital 24.56M
Leverage Ratio 12.21
Loan Loss Reserves to Loans 0.80%
Risk-Based Capital Ratio 21.60
Liquidity Liberty Bank
Liberty, IL
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Hot Money Ratio 17.37%
Liquidity Ratio 34.01%
Profitability Liberty Bank
Liberty, IL
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5-Year Return on Average Assets 1.39%
Net Income 1.60M
Net Interest Spread 4.63%
Operating Profit to Average Assets 2.26%
Overhead Efficiency Ratio 48.48%
Return on Assets 1.65%
Return on Equity 13.20%