B
Liberty Bank
LibertyIL
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Liberty Bank
Liberty, IL
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Rating B
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 9.90
Stability Index 6.30
Company Info Liberty Bank
Liberty, IL
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FDIC Number 11719
Phone Number (217) 645-3434
Website www.liberty.bank
Asset Quality Liberty Bank
Liberty, IL
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1-Year Asset Growth 43.31%
5-Year Asset Growth 12.38%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.15%
Non-Performing Loans to Loans 0.00%
Balance Sheet Liberty Bank
Liberty, IL
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Total Assets 186.50M
Total Deposits 160.56M
Capital and Reserves Liberty Bank
Liberty, IL
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Capital 23.85M
Leverage Ratio 11.83
Loan Loss Reserves to Loans 0.83%
Risk-Based Capital Ratio 20.55
Liquidity Liberty Bank
Liberty, IL
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Hot Money Ratio 19.54%
Liquidity Ratio 30.90%
Profitability Liberty Bank
Liberty, IL
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5-Year Return on Average Assets 1.25%
Net Income 2.98M
Net Interest Spread 4.92%
Operating Profit to Average Assets 2.63%
Overhead Efficiency Ratio 50.54%
Return on Assets 1.83%
Return on Equity 14.94%