| Weiss Ratings |
Liberty Bank
Liberty, IL |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 9.90 | |||
| Stability Index | 6.30 | |||
| Company Info |
Liberty Bank
Liberty, IL |
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| FDIC Number | 11719 | |||
| Phone Number | (217) 645-3434 | |||
| Website | www.liberty.bank | |||
| Asset Quality |
Liberty Bank
Liberty, IL |
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| 1-Year Asset Growth | 42.92% | |||
| 5-Year Asset Growth | 6.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 0.55% | |||
| Non-Performing Loans to Loans | 0.03% | |||
| Balance Sheet |
Liberty Bank
Liberty, IL |
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| Total Assets | 187.83M | |||
| Total Deposits | 161.54M | |||
| Capital and Reserves |
Liberty Bank
Liberty, IL |
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| Capital | 23.75M | |||
| Leverage Ratio | 13.13 | |||
| Loan Loss Reserves to Loans | 0.84% | |||
| Risk-Based Capital Ratio | 22.17 | |||
| Liquidity |
Liberty Bank
Liberty, IL |
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| Hot Money Ratio | 18.17% | |||
| Liquidity Ratio | 34.04% | |||
| Profitability |
Liberty Bank
Liberty, IL |
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| 5-Year Return on Average Assets | 1.25% | |||
| Net Income | 2.61M | |||
| Net Interest Spread | 4.81% | |||
| Operating Profit to Average Assets | 3.07% | |||
| Overhead Efficiency Ratio | 42.81% | |||
| Return on Assets | 2.26% | |||
| Return on Equity | 18.61% | |||