B
The Peoples State Bank of Newton, Illinois
Newton,  IL
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
11.23
Return On
Assets
1.14%
Total
Assets
694.14M
Capital
62.51M
Total
Deposits
574.82M
Net
Income
4.07M
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Weiss Ratings The Peoples State Bank of Newton, Illinois
Newton, IL 		Click to
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Rating B
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 2.10
Profitability Index 5.50
Stability Index 6.80
Company Info The Peoples State Bank of Newton, Illinois
Newton, IL 		Click to
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FDIC Number 11722
Phone Number (618) 783-2321
Website www.psbnewton.com
Asset Quality The Peoples State Bank of Newton, Illinois
Newton, IL 		Click to
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1-Year Asset Growth 1.63%
5-Year Asset Growth 10.12%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.02%
Non-Performing Loans to Loans 0.18%
Balance Sheet The Peoples State Bank of Newton, Illinois
Newton, IL 		Click to
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Total Assets 694.14M
Total Deposits 574.82M
Capital and Reserves The Peoples State Bank of Newton, Illinois
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Capital 62.51M
Leverage Ratio 11.23
Loan Loss Reserves to Loans 1.15%
Risk-Based Capital Ratio --
Liquidity The Peoples State Bank of Newton, Illinois
Newton, IL 		Click to
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Hot Money Ratio 25.02%
Liquidity Ratio 18.78%
Profitability The Peoples State Bank of Newton, Illinois
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5-Year Return on Average Assets 1.13%
Net Income 4.07M
Net Interest Spread 3.20%
Operating Profit to Average Assets 1.54%
Overhead Efficiency Ratio 53.28%
Return on Assets 1.14%
Return on Equity 13.60%