B
The Peoples State Bank of Newton, Illinois
Newton,  IL
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
11.26
Return On
Assets
1.14%
Total
Assets
719.68M
Capital
69.00M
Total
Deposits
563.10M
Net
Income
8.24M
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Weiss Ratings The Peoples State Bank of Newton, Illinois
Newton, IL 		Click to
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Rating B
Asset Quality Index 8.20
Capitalization Index 10.00
Liquidity Index 2.20
Profitability Index 5.60
Stability Index 6.80
Company Info The Peoples State Bank of Newton, Illinois
Newton, IL 		Click to
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FDIC Number 11722
Phone Number (618) 783-2321
Website www.psbnewton.com
Asset Quality The Peoples State Bank of Newton, Illinois
Newton, IL 		Click to
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1-Year Asset Growth 3.47%
5-Year Asset Growth 7.58%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 2.61%
Non-Performing Loans to Loans 0.52%
Balance Sheet The Peoples State Bank of Newton, Illinois
Newton, IL 		Click to
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Total Assets 719.68M
Total Deposits 563.10M
Capital and Reserves The Peoples State Bank of Newton, Illinois
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Capital 69.00M
Leverage Ratio 11.26
Loan Loss Reserves to Loans 1.22%
Risk-Based Capital Ratio --
Liquidity The Peoples State Bank of Newton, Illinois
Newton, IL 		Click to
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Hot Money Ratio 26.15%
Liquidity Ratio 17.95%
Profitability The Peoples State Bank of Newton, Illinois
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5-Year Return on Average Assets 1.13%
Net Income 8.24M
Net Interest Spread 3.37%
Operating Profit to Average Assets 1.54%
Overhead Efficiency Ratio 51.37%
Return on Assets 1.14%
Return on Equity 13.05%