B
The Peoples State Bank of Newton, Illinois
Newton,  IL
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
13.52
Return On
Assets
1.45%
Total
Assets
736.71M
Capital
87.23M
Total
Deposits
577.91M
Net
Income
5.39M
My Lists My Alerts
Weiss Ratings The Peoples State Bank of Newton, Illinois
Newton, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 2.20
Profitability Index 7.20
Stability Index 5.70
Company Info The Peoples State Bank of Newton, Illinois
Newton, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 11722
Phone Number (618) 783-2321
Website www.psbnewton.com
Asset Quality The Peoples State Bank of Newton, Illinois
Newton, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 6.13%
5-Year Asset Growth 7.58%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.37%
Non-Performing Loans to Capital 2.54%
Non-Performing Loans to Loans 0.54%
Balance Sheet The Peoples State Bank of Newton, Illinois
Newton, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 736.71M
Total Deposits 577.91M
Capital and Reserves The Peoples State Bank of Newton, Illinois
Newton, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 87.23M
Leverage Ratio 13.52
Loan Loss Reserves to Loans 1.36%
Risk-Based Capital Ratio --
Liquidity The Peoples State Bank of Newton, Illinois
Newton, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 26.64%
Liquidity Ratio 21.14%
Profitability The Peoples State Bank of Newton, Illinois
Newton, IL 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.14%
Net Income 5.39M
Net Interest Spread 3.73%
Operating Profit to Average Assets 1.96%
Overhead Efficiency Ratio 46.37%
Return on Assets 1.45%
Return on Equity 14.55%