B
The Peoples State Bank of Newton, Illinois
Newton,  IL
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
11.41
Return On
Assets
1.18%
Total
Assets
702.06M
Capital
66.78M
Total
Deposits
580.02M
Net
Income
6.37M
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Weiss Ratings The Peoples State Bank of Newton, Illinois
Newton, IL 		Click to
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Rating B
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 2.20
Profitability Index 5.90
Stability Index 5.70
Company Info The Peoples State Bank of Newton, Illinois
Newton, IL 		Click to
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FDIC Number 11722
Phone Number (618) 783-2321
Website www.psbnewton.com
Asset Quality The Peoples State Bank of Newton, Illinois
Newton, IL 		Click to
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1-Year Asset Growth 1.63%
5-Year Asset Growth 10.12%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 2.35%
Non-Performing Loans to Loans 0.43%
Balance Sheet The Peoples State Bank of Newton, Illinois
Newton, IL 		Click to
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Total Assets 702.06M
Total Deposits 580.02M
Capital and Reserves The Peoples State Bank of Newton, Illinois
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Capital 66.78M
Leverage Ratio 11.41
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio --
Liquidity The Peoples State Bank of Newton, Illinois
Newton, IL 		Click to
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Hot Money Ratio 25.00%
Liquidity Ratio 20.44%
Profitability The Peoples State Bank of Newton, Illinois
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5-Year Return on Average Assets 1.13%
Net Income 6.37M
Net Interest Spread 3.29%
Operating Profit to Average Assets 1.60%
Overhead Efficiency Ratio 51.53%
Return on Assets 1.18%
Return on Equity 13.81%