D
CIBM Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings CIBM Bank
Champaign, IL
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Asset Quality Index 3.60
Capitalization Index 8.60
Liquidity Index 0.20
Profitability Index 2.70
Stability Index 7.00
Company Info CIBM Bank
Champaign, IL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 11729
Phone Number (217) 355-0900
Website www.cibmbank.com
Asset Quality CIBM Bank
Champaign, IL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -5.90%
5-Year Asset Growth 4.67%
5-Year Charge-Offs to Average Loans -0.03%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 1.03%
Non-Performing Loans to Capital 11.94%
Non-Performing Loans to Loans 1.29%
Balance Sheet CIBM Bank
Champaign, IL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 828.50M
Total Deposits 702.47M
Capital and Reserves CIBM Bank
Champaign, IL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 83.23M
Leverage Ratio 10.06
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio 13.88
Liquidity CIBM Bank
Champaign, IL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 28.68%
Liquidity Ratio 13.46%
Profitability CIBM Bank
Champaign, IL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.75%
Net Income 2.64M
Net Interest Spread 2.76%
Operating Profit to Average Assets 0.56%
Overhead Efficiency Ratio 84.51%
Return on Assets 0.42%
Return on Equity 4.35%