D
CIBM Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings CIBM Bank
Champaign, IL
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Rating D
Asset Quality Index 2.60
Capitalization Index 8.00
Liquidity Index 0.20
Profitability Index 2.60
Stability Index 6.80
Company Info CIBM Bank
Champaign, IL
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FDIC Number 11729
Phone Number (217) 355-0900
Website www.cibmbank.com
Asset Quality CIBM Bank
Champaign, IL
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1-Year Asset Growth -7.10%
5-Year Asset Growth 4.67%
5-Year Charge-Offs to Average Loans -0.03%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.95%
Non-Performing Loans to Capital 15.68%
Non-Performing Loans to Loans 1.18%
Balance Sheet CIBM Bank
Champaign, IL
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Total Assets 830.22M
Total Deposits 685.27M
Capital and Reserves CIBM Bank
Champaign, IL
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Capital 81.64M
Leverage Ratio 9.65
Loan Loss Reserves to Loans 1.31%
Risk-Based Capital Ratio 13.45
Liquidity CIBM Bank
Champaign, IL
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Hot Money Ratio 29.89%
Liquidity Ratio 11.78%
Profitability CIBM Bank
Champaign, IL
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5-Year Return on Average Assets 0.75%
Net Income 1.51M
Net Interest Spread 2.71%
Operating Profit to Average Assets 0.48%
Overhead Efficiency Ratio 85.89%
Return on Assets 0.36%
Return on Equity 3.78%