C
Flanagan State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Flanagan State Bank
Flanagan, IL
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 6.80
Capitalization Index 7.90
Liquidity Index 2.80
Profitability Index 0.40
Stability Index 3.10
Company Info Flanagan State Bank
Flanagan, IL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 11734
Phone Number (815) 796-2264
Website www.flanaganstatebank.com/
Asset Quality Flanagan State Bank
Flanagan, IL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -2.38%
5-Year Asset Growth 7.25%
5-Year Charge-Offs to Average Loans -0.09%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.53%
Non-Performing Loans to Capital 3.31%
Non-Performing Loans to Loans 0.81%
Balance Sheet Flanagan State Bank
Flanagan, IL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 300.27M
Total Deposits 277.00M
Capital and Reserves Flanagan State Bank
Flanagan, IL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 20.07M
Leverage Ratio 9.59
Loan Loss Reserves to Loans 0.95%
Risk-Based Capital Ratio 13.60
Liquidity Flanagan State Bank
Flanagan, IL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 29.00%
Liquidity Ratio 23.63%
Profitability Flanagan State Bank
Flanagan, IL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.57%
Net Income 534.00K
Net Interest Spread 3.39%
Operating Profit to Average Assets 0.43%
Overhead Efficiency Ratio 92.92%
Return on Assets 0.35%
Return on Equity 5.30%