Bank of Kampsville
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 17.9. A current level of 2.5 percent of nonperforming loans to core capital combined with 0.5 percent from a year earlier contributes to the Excellent asset quality (8.6).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.0 on a scale of 0 to 10). Good liquidity 5.2, driven by a liquidity ratio of 63.2 percent and a “hot money” ratio of 17.9 percent.
Asset Mix:
Securities (51%), home mtgs (13%), consumer loans (8%), cash (5%), comm loans (4%), comm re (3%), other (16%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Kampsville Bancshares Inc
Investment Rating
--
Address
100 North Broadway
Kampsville, IL 62053
Kampsville, IL 62053
Phone Number
(618) 653-4311
Year Founded
1908
FDIC Number
Largest Affiliates
No affiliate information available.