Bank of Kampsville
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 39.7 and a capital leverage ratio of 17.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.0 on a scale of 0 to 10).
Other Rating Factors:
A current level of 4.5 percent of nonperforming loans to core capital combined with 0.1 percent from a year earlier contributes to the Excellent asset quality (7.8). Good liquidity 5.2, driven by a liquidity ratio of 61.5 percent and a “hot money” ratio of 17.8 percent.
Asset Mix:
Securities (49%), home mtgs (13%), consumer loans (8%), cash (6%), comm loans (5%), comm re (3%), other (17%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Kampsville Bancshares Inc
Investment Rating
--
Address
100 North Broadway
Kampsville, IL 62053
Kampsville, IL 62053
Phone Number
(618) 653-4311
Year Founded
1908
FDIC Number
Largest Affiliates
No affiliate information available.