B
Citizens State Bank
Wyoming,  IA
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens State Bank
Wyoming, IA
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Rating B
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 3.70
Profitability Index 5.70
Stability Index 8.60
Company Info Citizens State Bank
Wyoming, IA
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FDIC Number 11759
Phone Number (563) 488-2211
Website www.csbwyoming.com
Asset Quality Citizens State Bank
Wyoming, IA
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1-Year Asset Growth 8.57%
5-Year Asset Growth 2.82%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.75%
Non-Performing Loans to Loans 0.02%
Balance Sheet Citizens State Bank
Wyoming, IA
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Total Assets 137.74M
Total Deposits 111.98M
Capital and Reserves Citizens State Bank
Wyoming, IA
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Capital 22.30M
Leverage Ratio 17.93
Loan Loss Reserves to Loans 0.73%
Risk-Based Capital Ratio --
Liquidity Citizens State Bank
Wyoming, IA
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Hot Money Ratio 25.01%
Liquidity Ratio 44.19%
Profitability Citizens State Bank
Wyoming, IA
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5-Year Return on Average Assets 1.17%
Net Income 976.00K
Net Interest Spread 3.70%
Operating Profit to Average Assets 1.45%
Overhead Efficiency Ratio 57.31%
Return on Assets 1.40%
Return on Equity 8.89%