B
Citizens State Bank
WyomingIA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Citizens State Bank
Wyoming, IA
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Rating B
Asset Quality Index 5.90
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 5.40
Stability Index 8.20
Company Info Citizens State Bank
Wyoming, IA
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FDIC Number 11759
Phone Number (563) 488-2211
Website www.csbwyoming.com
Asset Quality Citizens State Bank
Wyoming, IA
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1-Year Asset Growth 6.45%
5-Year Asset Growth 6.47%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 8.83%
Non-Performing Loans to Loans 0.01%
Balance Sheet Citizens State Bank
Wyoming, IA
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Total Assets 126.86M
Total Deposits 102.61M
Capital and Reserves Citizens State Bank
Wyoming, IA
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Capital 20.94M
Leverage Ratio 18.39
Loan Loss Reserves to Loans 0.75%
Risk-Based Capital Ratio --
Liquidity Citizens State Bank
Wyoming, IA
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Hot Money Ratio 24.95%
Liquidity Ratio 36.28%
Profitability Citizens State Bank
Wyoming, IA
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5-Year Return on Average Assets 1.11%
Net Income 888.00K
Net Interest Spread 3.69%
Operating Profit to Average Assets 1.39%
Overhead Efficiency Ratio 58.92%
Return on Assets 1.35%
Return on Equity 8.78%