| Weiss Ratings |
VisionBank of Iowa
Ames, IA |
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| Rating | ||||
| Asset Quality Index | 5.70 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 4.60 | |||
| Stability Index | 4.30 | |||
| Company Info |
VisionBank of Iowa
Ames, IA |
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| FDIC Number | 11763 | |||
| Phone Number | (515) 956-4343 | |||
| Website | www.visionbank.com | |||
| Asset Quality |
VisionBank of Iowa
Ames, IA |
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| 1-Year Asset Growth | 8.28% | |||
| 5-Year Asset Growth | 13.27% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 3.01% | |||
| Non-Performing Loans to Loans | 0.34% | |||
| Balance Sheet |
VisionBank of Iowa
Ames, IA |
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| Total Assets | 913.09M | |||
| Total Deposits | 771.42M | |||
| Capital and Reserves |
VisionBank of Iowa
Ames, IA |
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| Capital | 89.51M | |||
| Leverage Ratio | 8.93 | |||
| Loan Loss Reserves to Loans | 1.09% | |||
| Risk-Based Capital Ratio | 11.33 | |||
| Liquidity |
VisionBank of Iowa
Ames, IA |
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| Hot Money Ratio | 9.66% | |||
| Liquidity Ratio | 10.43% | |||
| Profitability |
VisionBank of Iowa
Ames, IA |
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| 5-Year Return on Average Assets | 1.00% | |||
| Net Income | 5.45M | |||
| Net Interest Spread | 3.43% | |||
| Operating Profit to Average Assets | 1.26% | |||
| Overhead Efficiency Ratio | 63.79% | |||
| Return on Assets | 1.21% | |||
| Return on Equity | 12.41% | |||