C
FreedomBank
ElkaderIA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings FreedomBank
Elkader, IA
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Rating C
Asset Quality Index 6.30
Capitalization Index 8.80
Liquidity Index 1.80
Profitability Index 5.00
Stability Index 6.80
Company Info FreedomBank
Elkader, IA
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FDIC Number 11767
Phone Number (563) 245-2522
Website www.freedombnk.com/
Asset Quality FreedomBank
Elkader, IA
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1-Year Asset Growth 2.05%
5-Year Asset Growth 1.21%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.43%
Non-Performing Loans to Capital 3.54%
Non-Performing Loans to Loans 0.51%
Balance Sheet FreedomBank
Elkader, IA
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Total Assets 435.94M
Total Deposits 369.16M
Capital and Reserves FreedomBank
Elkader, IA
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Capital 45.98M
Leverage Ratio 10.22
Loan Loss Reserves to Loans 1.09%
Risk-Based Capital Ratio 14.64
Liquidity FreedomBank
Elkader, IA
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Hot Money Ratio 21.26%
Liquidity Ratio 17.09%
Profitability FreedomBank
Elkader, IA
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5-Year Return on Average Assets 1.19%
Net Income 3.55M
Net Interest Spread 3.00%
Operating Profit to Average Assets 1.09%
Overhead Efficiency Ratio 64.58%
Return on Assets 1.08%
Return on Equity 10.75%