| Weiss Ratings |
Franklin State Bank & Trust Company
Winnsboro, LA |
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| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 8.60 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 8.20 | |||
| Stability Index | 5.70 | |||
| Company Info |
Franklin State Bank & Trust Company
Winnsboro, LA |
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| FDIC Number | 11792 | |||
| Phone Number | (318) 435-3711 | |||
| Website | fsbnet.com | |||
| Asset Quality |
Franklin State Bank & Trust Company
Winnsboro, LA |
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| 1-Year Asset Growth | 1.75% | |||
| 5-Year Asset Growth | 3.08% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.35% | |||
| Non-Performing Assets to Assets | 0.44% | |||
| Non-Performing Loans to Capital | 4.35% | |||
| Non-Performing Loans to Loans | 0.68% | |||
| Balance Sheet |
Franklin State Bank & Trust Company
Winnsboro, LA |
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| Total Assets | 224.68M | |||
| Total Deposits | 200.22M | |||
| Capital and Reserves |
Franklin State Bank & Trust Company
Winnsboro, LA |
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| Capital | 22.68M | |||
| Leverage Ratio | 10.03 | |||
| Loan Loss Reserves to Loans | 1.28% | |||
| Risk-Based Capital Ratio | 23.20 | |||
| Liquidity |
Franklin State Bank & Trust Company
Winnsboro, LA |
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| Hot Money Ratio | 37.06% | |||
| Liquidity Ratio | 27.78% | |||
| Profitability |
Franklin State Bank & Trust Company
Winnsboro, LA |
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| 5-Year Return on Average Assets | 2.04% | |||
| Net Income | 2.34M | |||
| Net Interest Spread | 4.61% | |||
| Operating Profit to Average Assets | 2.05% | |||
| Overhead Efficiency Ratio | 58.29% | |||
| Return on Assets | 2.05% | |||
| Return on Equity | 21.28% | |||