United Bank of Michigan
| Weiss Ratings |
United Bank of Michigan
Grand Rapids, MI |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 9.40 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 9.00 | |||
| Company Info |
United Bank of Michigan
Grand Rapids, MI |
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| FDIC Number | 11807 | |||
| Phone Number | (616) 559-7000 | |||
| Website | www.unitedbank4u.com | |||
| Asset Quality |
United Bank of Michigan
Grand Rapids, MI |
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| 1-Year Asset Growth | 2.26% | |||
| 5-Year Asset Growth | 6.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 0.73% | |||
| Non-Performing Loans to Loans | 0.14% | |||
| Balance Sheet |
United Bank of Michigan
Grand Rapids, MI |
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| Total Assets | 1.06B | |||
| Total Deposits | 892.66M | |||
| Capital and Reserves |
United Bank of Michigan
Grand Rapids, MI |
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| Capital | 110.56M | |||
| Leverage Ratio | 10.61 | |||
| Loan Loss Reserves to Loans | 1.06% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
United Bank of Michigan
Grand Rapids, MI |
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| Hot Money Ratio | 14.98% | |||
| Liquidity Ratio | 15.47% | |||
| Profitability |
United Bank of Michigan
Grand Rapids, MI |
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| 5-Year Return on Average Assets | 1.03% | |||
| Net Income | 6.92M | |||
| Net Interest Spread | 3.73% | |||
| Operating Profit to Average Assets | 1.61% | |||
| Overhead Efficiency Ratio | 62.37% | |||
| Return on Assets | 1.30% | |||
| Return on Equity | 12.78% | |||