United Bank of Michigan
| Weiss Ratings |
United Bank of Michigan
Grand Rapids, MI |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 8.80 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 8.90 | |||
| Company Info |
United Bank of Michigan
Grand Rapids, MI |
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| FDIC Number | 11807 | |||
| Phone Number | (616) 559-7000 | |||
| Website | www.unitedbank4u.com | |||
| Asset Quality |
United Bank of Michigan
Grand Rapids, MI |
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| 1-Year Asset Growth | 3.00% | |||
| 5-Year Asset Growth | 6.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 0.48% | |||
| Non-Performing Loans to Loans | 0.12% | |||
| Balance Sheet |
United Bank of Michigan
Grand Rapids, MI |
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| Total Assets | 1.09B | |||
| Total Deposits | 934.38M | |||
| Capital and Reserves |
United Bank of Michigan
Grand Rapids, MI |
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| Capital | 108.17M | |||
| Leverage Ratio | 10.17 | |||
| Loan Loss Reserves to Loans | 1.06% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
United Bank of Michigan
Grand Rapids, MI |
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| Hot Money Ratio | 15.13% | |||
| Liquidity Ratio | 20.01% | |||
| Profitability |
United Bank of Michigan
Grand Rapids, MI |
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| 5-Year Return on Average Assets | 1.03% | |||
| Net Income | 3.13M | |||
| Net Interest Spread | 3.57% | |||
| Operating Profit to Average Assets | 1.44% | |||
| Overhead Efficiency Ratio | 64.09% | |||
| Return on Assets | 1.16% | |||
| Return on Equity | 11.66% | |||