United Bank of Michigan
| Weiss Ratings |
United Bank of Michigan
Grand Rapids, MI |
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| Rating | ||||
| Asset Quality Index | 6.90 | |||
| Capitalization Index | 8.50 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 7.30 | |||
| Company Info |
United Bank of Michigan
Grand Rapids, MI |
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| FDIC Number | 11807 | |||
| Phone Number | (616) 559-7000 | |||
| Website | www.unitedbank4u.com | |||
| Asset Quality |
United Bank of Michigan
Grand Rapids, MI |
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| 1-Year Asset Growth | 5.38% | |||
| 5-Year Asset Growth | 8.62% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.19% | |||
| Non-Performing Loans to Capital | 1.98% | |||
| Non-Performing Loans to Loans | 0.23% | |||
| Balance Sheet |
United Bank of Michigan
Grand Rapids, MI |
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| Total Assets | 994.67M | |||
| Total Deposits | 821.70M | |||
| Capital and Reserves |
United Bank of Michigan
Grand Rapids, MI |
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| Capital | 96.74M | |||
| Leverage Ratio | 10.02 | |||
| Loan Loss Reserves to Loans | 1.07% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
United Bank of Michigan
Grand Rapids, MI |
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| Hot Money Ratio | 16.66% | |||
| Liquidity Ratio | 14.58% | |||
| Profitability |
United Bank of Michigan
Grand Rapids, MI |
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| 5-Year Return on Average Assets | 1.06% | |||
| Net Income | 8.29M | |||
| Net Interest Spread | 3.22% | |||
| Operating Profit to Average Assets | 1.03% | |||
| Overhead Efficiency Ratio | 71.48% | |||
| Return on Assets | 0.84% | |||
| Return on Equity | 8.83% | |||