United Bank of Michigan
| Weiss Ratings |
United Bank of Michigan
Grand Rapids, MI |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 1.80 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 8.90 | |||
| Company Info |
United Bank of Michigan
Grand Rapids, MI |
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| FDIC Number | 11807 | |||
| Phone Number | (616) 559-7000 | |||
| Website | www.unitedbank4u.com | |||
| Asset Quality |
United Bank of Michigan
Grand Rapids, MI |
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| 1-Year Asset Growth | 7.44% | |||
| 5-Year Asset Growth | 8.62% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 1.13% | |||
| Non-Performing Loans to Loans | 0.31% | |||
| Balance Sheet |
United Bank of Michigan
Grand Rapids, MI |
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| Total Assets | 1.07B | |||
| Total Deposits | 885.44M | |||
| Capital and Reserves |
United Bank of Michigan
Grand Rapids, MI |
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| Capital | 103.93M | |||
| Leverage Ratio | 9.91 | |||
| Loan Loss Reserves to Loans | 1.04% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
United Bank of Michigan
Grand Rapids, MI |
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| Hot Money Ratio | 14.70% | |||
| Liquidity Ratio | 17.12% | |||
| Profitability |
United Bank of Michigan
Grand Rapids, MI |
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| 5-Year Return on Average Assets | 1.02% | |||
| Net Income | 8.58M | |||
| Net Interest Spread | 3.46% | |||
| Operating Profit to Average Assets | 1.35% | |||
| Overhead Efficiency Ratio | 63.97% | |||
| Return on Assets | 1.10% | |||
| Return on Equity | 11.43% | |||