United Bank of Michigan
| Weiss Ratings |
United Bank of Michigan
Grand Rapids, MI |
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| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 8.50 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 5.00 | |||
| Company Info |
United Bank of Michigan
Grand Rapids, MI |
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| FDIC Number | 11807 | |||
| Phone Number | (616) 559-7000 | |||
| Website | www.unitedbank4u.com | |||
| Asset Quality |
United Bank of Michigan
Grand Rapids, MI |
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| 1-Year Asset Growth | 8.44% | |||
| 5-Year Asset Growth | 6.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 1.03% | |||
| Non-Performing Loans to Loans | 0.15% | |||
| Balance Sheet |
United Bank of Michigan
Grand Rapids, MI |
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| Total Assets | 1.08B | |||
| Total Deposits | 903.17M | |||
| Capital and Reserves |
United Bank of Michigan
Grand Rapids, MI |
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| Capital | 106.34M | |||
| Leverage Ratio | 10.01 | |||
| Loan Loss Reserves to Loans | 1.08% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
United Bank of Michigan
Grand Rapids, MI |
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| Hot Money Ratio | 15.92% | |||
| Liquidity Ratio | 18.71% | |||
| Profitability |
United Bank of Michigan
Grand Rapids, MI |
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| 5-Year Return on Average Assets | 1.02% | |||
| Net Income | 11.83M | |||
| Net Interest Spread | 3.53% | |||
| Operating Profit to Average Assets | 1.39% | |||
| Overhead Efficiency Ratio | 64.05% | |||
| Return on Assets | 1.13% | |||
| Return on Equity | 11.67% | |||