| Weiss Ratings |
Richton Bank & Trust Company
Richton, MS |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 7.40 | |||
| Company Info |
Richton Bank & Trust Company
Richton, MS |
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| FDIC Number | 11817 | |||
| Phone Number | (601) 788-6301 | |||
| Website | www.richtonbank.com | |||
| Asset Quality |
Richton Bank & Trust Company
Richton, MS |
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| 1-Year Asset Growth | 2.36% | |||
| 5-Year Asset Growth | -2.12% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.59% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Richton Bank & Trust Company
Richton, MS |
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| Total Assets | 51.97M | |||
| Total Deposits | 43.08M | |||
| Capital and Reserves |
Richton Bank & Trust Company
Richton, MS |
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| Capital | 8.12M | |||
| Leverage Ratio | 15.95 | |||
| Loan Loss Reserves to Loans | 3.71% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Richton Bank & Trust Company
Richton, MS |
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| Hot Money Ratio | 6.50% | |||
| Liquidity Ratio | 46.61% | |||
| Profitability |
Richton Bank & Trust Company
Richton, MS |
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| 5-Year Return on Average Assets | 0.80% | |||
| Net Income | 208.00K | |||
| Net Interest Spread | 4.27% | |||
| Operating Profit to Average Assets | 0.78% | |||
| Overhead Efficiency Ratio | 81.75% | |||
| Return on Assets | 0.78% | |||
| Return on Equity | 5.18% | |||