| Weiss Ratings |
Richton Bank & Trust Company
Richton, MS |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 6.70 | |||
| Company Info |
Richton Bank & Trust Company
Richton, MS |
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| FDIC Number | 11817 | |||
| Phone Number | (601) 788-6301 | |||
| Website | www.richtonbank.com | |||
| Asset Quality |
Richton Bank & Trust Company
Richton, MS |
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| 1-Year Asset Growth | -1.80% | |||
| 5-Year Asset Growth | -1.30% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.59% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Richton Bank & Trust Company
Richton, MS |
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| Total Assets | 50.63M | |||
| Total Deposits | 41.88M | |||
| Capital and Reserves |
Richton Bank & Trust Company
Richton, MS |
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| Capital | 7.90M | |||
| Leverage Ratio | 16.88 | |||
| Loan Loss Reserves to Loans | 3.60% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Richton Bank & Trust Company
Richton, MS |
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| Hot Money Ratio | 7.01% | |||
| Liquidity Ratio | 44.22% | |||
| Profitability |
Richton Bank & Trust Company
Richton, MS |
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| 5-Year Return on Average Assets | -0.04% | |||
| Net Income | 336.00K | |||
| Net Interest Spread | 4.15% | |||
| Operating Profit to Average Assets | 0.87% | |||
| Overhead Efficiency Ratio | 79.95% | |||
| Return on Assets | 0.87% | |||
| Return on Equity | 6.00% | |||