B
The Bank and Trust, SSB
Del Rio,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Bank and Trust, SSB
Del Rio, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.90
Capitalization Index 8.40
Liquidity Index 2.70
Profitability Index 6.50
Stability Index 5.70
Company Info The Bank and Trust, SSB
Del Rio, TX
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 1184
Phone Number (830) 774-2555
Website www.thebankandtrust.bank
Asset Quality The Bank and Trust, SSB
Del Rio, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 2.94%
5-Year Asset Growth 3.70%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.44%
Non-Performing Loans to Loans 0.09%
Balance Sheet The Bank and Trust, SSB
Del Rio, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 583.77M
Total Deposits 529.30M
Capital and Reserves The Bank and Trust, SSB
Del Rio, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 50.15M
Leverage Ratio 9.96
Loan Loss Reserves to Loans 1.13%
Risk-Based Capital Ratio 18.40
Liquidity The Bank and Trust, SSB
Del Rio, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 12.28%
Liquidity Ratio 12.79%
Profitability The Bank and Trust, SSB
Del Rio, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.44%
Net Income 4.54M
Net Interest Spread 4.57%
Operating Profit to Average Assets 1.55%
Overhead Efficiency Ratio 72.31%
Return on Assets 1.55%
Return on Equity 18.32%