C
The Donley County State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Donley County State Bank
Clarendon, TX
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Rating C
Asset Quality Index 6.40
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 7.50
Stability Index 5.70
Company Info The Donley County State Bank
Clarendon, TX
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FDIC Number 11891
Phone Number (806) 874-3581
Website www.donleybank.com
Asset Quality The Donley County State Bank
Clarendon, TX
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1-Year Asset Growth 1.08%
5-Year Asset Growth 4.07%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.63%
Non-Performing Assets to Assets 0.42%
Non-Performing Loans to Capital 16.23%
Non-Performing Loans to Loans 2.84%
Balance Sheet The Donley County State Bank
Clarendon, TX
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Total Assets 49.08M
Total Deposits 38.91M
Capital and Reserves The Donley County State Bank
Clarendon, TX
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Capital 9.74M
Leverage Ratio 20.47
Loan Loss Reserves to Loans 3.03%
Risk-Based Capital Ratio 66.22
Liquidity The Donley County State Bank
Clarendon, TX
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Hot Money Ratio 28.26%
Liquidity Ratio 70.16%
Profitability The Donley County State Bank
Clarendon, TX
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5-Year Return on Average Assets 0.53%
Net Income 855.00K
Net Interest Spread 2.94%
Operating Profit to Average Assets 2.36%
Overhead Efficiency Ratio 50.42%
Return on Assets 2.36%
Return on Equity 12.42%