C
First State Bank of Ben Wheeler, Texas
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
15.07
Return On
Assets
1.13%
Total
Assets
181.67M
Capital
27.66M
Total
Deposits
153.86M
Net
Income
1.05M
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Weiss Ratings First State Bank of Ben Wheeler, Texas
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Rating C
Asset Quality Index 7.00
Capitalization Index 7.00
Liquidity Index 1.00
Profitability Index 4.40
Stability Index 4.30
Company Info First State Bank of Ben Wheeler, Texas
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FDIC Number 11904
Phone Number (903) 833-5861
Website www.fsbbenwheeler.com
Asset Quality First State Bank of Ben Wheeler, Texas
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1-Year Asset Growth -3.55%
5-Year Asset Growth 4.26%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans -0.05%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet First State Bank of Ben Wheeler, Texas
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Total Assets 181.67M
Total Deposits 153.86M
Capital and Reserves First State Bank of Ben Wheeler, Texas
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Capital 27.66M
Leverage Ratio 15.07
Loan Loss Reserves to Loans 1.49%
Risk-Based Capital Ratio --
Liquidity First State Bank of Ben Wheeler, Texas
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Hot Money Ratio 27.53%
Liquidity Ratio 47.68%
Profitability First State Bank of Ben Wheeler, Texas
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5-Year Return on Average Assets 1.23%
Net Income 1.05M
Net Interest Spread 3.01%
Operating Profit to Average Assets 1.13%
Overhead Efficiency Ratio 67.21%
Return on Assets 1.13%
Return on Equity 7.72%