B
Citizens State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens State Bank
Corrigan, TX
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Rating B
Asset Quality Index 6.00
Capitalization Index 10.00
Liquidity Index 2.20
Profitability Index 8.00
Stability Index 5.70
Company Info Citizens State Bank
Corrigan, TX
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FDIC Number 11905
Phone Number (936) 398-2566
Website www.csbanktx.com
Asset Quality Citizens State Bank
Corrigan, TX
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1-Year Asset Growth -0.39%
5-Year Asset Growth 7.48%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 4.52%
Non-Performing Loans to Loans 0.00%
Balance Sheet Citizens State Bank
Corrigan, TX
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Total Assets 187.44M
Total Deposits 166.54M
Capital and Reserves Citizens State Bank
Corrigan, TX
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Capital 19.87M
Leverage Ratio 11.68
Loan Loss Reserves to Loans 1.33%
Risk-Based Capital Ratio --
Liquidity Citizens State Bank
Corrigan, TX
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Hot Money Ratio 34.32%
Liquidity Ratio 10.87%
Profitability Citizens State Bank
Corrigan, TX
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5-Year Return on Average Assets 1.94%
Net Income 2.59M
Net Interest Spread 3.98%
Operating Profit to Average Assets 1.83%
Overhead Efficiency Ratio 53.59%
Return on Assets 1.83%
Return on Equity 18.77%