B
Citizens State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens State Bank
Corrigan, TX
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Rating B
Asset Quality Index 5.90
Capitalization Index 10.00
Liquidity Index 2.10
Profitability Index 8.10
Stability Index 5.70
Company Info Citizens State Bank
Corrigan, TX
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FDIC Number 11905
Phone Number (936) 398-2566
Website www.csbanktx.com
Asset Quality Citizens State Bank
Corrigan, TX
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1-Year Asset Growth 2.17%
5-Year Asset Growth 5.99%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.50%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 4.77%
Non-Performing Loans to Loans 0.26%
Balance Sheet Citizens State Bank
Corrigan, TX
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Total Assets 187.07M
Total Deposits 165.32M
Capital and Reserves Citizens State Bank
Corrigan, TX
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Capital 20.04M
Leverage Ratio 11.48
Loan Loss Reserves to Loans 1.18%
Risk-Based Capital Ratio --
Liquidity Citizens State Bank
Corrigan, TX
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Hot Money Ratio 34.92%
Liquidity Ratio 14.91%
Profitability Citizens State Bank
Corrigan, TX
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5-Year Return on Average Assets 1.94%
Net Income 3.51M
Net Interest Spread 4.02%
Operating Profit to Average Assets 1.86%
Overhead Efficiency Ratio 51.30%
Return on Assets 1.86%
Return on Equity 18.68%