D
The Buckholts State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Buckholts State Bank
Buckholts, TX
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Rating D
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 0.30
Profitability Index 10.00
Stability Index 3.70
Company Info The Buckholts State Bank
Buckholts, TX
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FDIC Number 11916
Phone Number (254) 593-3661
Website www.buckholtsbank.com
Asset Quality The Buckholts State Bank
Buckholts, TX
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1-Year Asset Growth 9.45%
5-Year Asset Growth 11.87%
5-Year Charge-Offs to Average Loans -0.05%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 1.89%
Non-Performing Loans to Loans 0.53%
Balance Sheet The Buckholts State Bank
Buckholts, TX
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Total Assets 129.01M
Total Deposits 106.85M
Capital and Reserves The Buckholts State Bank
Buckholts, TX
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Capital 21.99M
Leverage Ratio 17.24
Loan Loss Reserves to Loans 0.86%
Risk-Based Capital Ratio 28.79
Liquidity The Buckholts State Bank
Buckholts, TX
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Hot Money Ratio 24.41%
Liquidity Ratio 27.15%
Profitability The Buckholts State Bank
Buckholts, TX
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5-Year Return on Average Assets 2.12%
Net Income 1.83M
Net Interest Spread 4.53%
Operating Profit to Average Assets 2.89%
Overhead Efficiency Ratio 37.62%
Return on Assets 2.89%
Return on Equity 16.97%