| Weiss Ratings |
First State Bank of Texas
Orange, TX |
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| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 7.40 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 1.40 | |||
| Stability Index | 6.30 | |||
| Company Info |
First State Bank of Texas
Orange, TX |
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| FDIC Number | 11922 | |||
| Phone Number | (409) 221-6777 | |||
| Website | www.fsboftx.com | |||
| Asset Quality |
First State Bank of Texas
Orange, TX |
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| 1-Year Asset Growth | 20.16% | |||
| 5-Year Asset Growth | 17.82% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.26% | |||
| Non-Performing Assets to Assets | 0.74% | |||
| Non-Performing Loans to Capital | 6.80% | |||
| Non-Performing Loans to Loans | 1.12% | |||
| Balance Sheet |
First State Bank of Texas
Orange, TX |
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| Total Assets | 357.21M | |||
| Total Deposits | 318.52M | |||
| Capital and Reserves |
First State Bank of Texas
Orange, TX |
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| Capital | 36.00M | |||
| Leverage Ratio | 9.26 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First State Bank of Texas
Orange, TX |
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| Hot Money Ratio | 33.95% | |||
| Liquidity Ratio | 28.47% | |||
| Profitability |
First State Bank of Texas
Orange, TX |
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| 5-Year Return on Average Assets | 0.96% | |||
| Net Income | 1.65M | |||
| Net Interest Spread | 4.61% | |||
| Operating Profit to Average Assets | 0.62% | |||
| Overhead Efficiency Ratio | 78.41% | |||
| Return on Assets | 0.62% | |||
| Return on Equity | 6.46% | |||