| Weiss Ratings |
First State Bank of Texas
Orange, TX |
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| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 1.40 | |||
| Stability Index | 6.20 | |||
| Company Info |
First State Bank of Texas
Orange, TX |
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| FDIC Number | 11922 | |||
| Phone Number | (409) 221-6777 | |||
| Website | www.fsboftx.com | |||
| Asset Quality |
First State Bank of Texas
Orange, TX |
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| 1-Year Asset Growth | 17.25% | |||
| 5-Year Asset Growth | 17.82% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 4.28% | |||
| Non-Performing Loans to Loans | 0.64% | |||
| Balance Sheet |
First State Bank of Texas
Orange, TX |
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| Total Assets | 347.24M | |||
| Total Deposits | 312.13M | |||
| Capital and Reserves |
First State Bank of Texas
Orange, TX |
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| Capital | 33.35M | |||
| Leverage Ratio | 8.76 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First State Bank of Texas
Orange, TX |
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| Hot Money Ratio | 35.64% | |||
| Liquidity Ratio | 33.06% | |||
| Profitability |
First State Bank of Texas
Orange, TX |
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| 5-Year Return on Average Assets | 0.96% | |||
| Net Income | 484.00K | |||
| Net Interest Spread | 4.31% | |||
| Operating Profit to Average Assets | 0.55% | |||
| Overhead Efficiency Ratio | 84.14% | |||
| Return on Assets | 0.55% | |||
| Return on Equity | 5.81% | |||