| Weiss Ratings |
First State Bank of Texas
Orange, TX |
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| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 7.20 | |||
| Liquidity Index | 1.20 | |||
| Profitability Index | 1.20 | |||
| Stability Index | 6.50 | |||
| Company Info |
First State Bank of Texas
Orange, TX |
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| FDIC Number | 11922 | |||
| Phone Number | (409) 221-6777 | |||
| Website | www.fsboftx.com | |||
| Asset Quality |
First State Bank of Texas
Orange, TX |
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| 1-Year Asset Growth | 9.24% | |||
| 5-Year Asset Growth | 15.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.31% | |||
| Non-Performing Assets to Assets | 0.79% | |||
| Non-Performing Loans to Capital | 6.98% | |||
| Non-Performing Loans to Loans | 1.12% | |||
| Balance Sheet |
First State Bank of Texas
Orange, TX |
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| Total Assets | 368.71M | |||
| Total Deposits | 330.64M | |||
| Capital and Reserves |
First State Bank of Texas
Orange, TX |
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| Capital | 36.25M | |||
| Leverage Ratio | 9.11 | |||
| Loan Loss Reserves to Loans | 1.39% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First State Bank of Texas
Orange, TX |
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| Hot Money Ratio | 28.59% | |||
| Liquidity Ratio | 24.18% | |||
| Profitability |
First State Bank of Texas
Orange, TX |
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| 5-Year Return on Average Assets | 0.96% | |||
| Net Income | 1.83M | |||
| Net Interest Spread | 4.76% | |||
| Operating Profit to Average Assets | 0.52% | |||
| Overhead Efficiency Ratio | 74.51% | |||
| Return on Assets | 0.52% | |||
| Return on Equity | 5.39% | |||