| Weiss Ratings |
First State Bank of Texas
Orange, TX |
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| Rating | ||||
| Asset Quality Index | 3.40 | |||
| Capitalization Index | 7.30 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 5.30 | |||
| Company Info |
First State Bank of Texas
Orange, TX |
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| FDIC Number | 11922 | |||
| Phone Number | (409) 221-6777 | |||
| Website | www.fsboftx.com | |||
| Asset Quality |
First State Bank of Texas
Orange, TX |
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| 1-Year Asset Growth | 1.07% | |||
| 5-Year Asset Growth | 15.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 1.50% | |||
| Non-Performing Assets to Assets | 1.36% | |||
| Non-Performing Loans to Capital | 13.61% | |||
| Non-Performing Loans to Loans | 2.89% | |||
| Balance Sheet |
First State Bank of Texas
Orange, TX |
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| Total Assets | 353.63M | |||
| Total Deposits | 316.35M | |||
| Capital and Reserves |
First State Bank of Texas
Orange, TX |
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| Capital | 34.91M | |||
| Leverage Ratio | 9.20 | |||
| Loan Loss Reserves to Loans | 1.11% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First State Bank of Texas
Orange, TX |
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| Hot Money Ratio | 26.16% | |||
| Liquidity Ratio | 21.31% | |||
| Profitability |
First State Bank of Texas
Orange, TX |
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| 5-Year Return on Average Assets | 0.96% | |||
| Net Income | 1.02M | |||
| Net Interest Spread | 5.00% | |||
| Operating Profit to Average Assets | 0.57% | |||
| Overhead Efficiency Ratio | 73.74% | |||
| Return on Assets | 0.57% | |||
| Return on Equity | 5.69% | |||