C
First Security State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Security State Bank
Cranfills Gap, TX
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Rating C
Asset Quality Index 9.30
Capitalization Index 5.30
Liquidity Index 4.70
Profitability Index 4.30
Stability Index 3.10
Company Info First Security State Bank
Cranfills Gap, TX
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FDIC Number 11932
Phone Number (254) 597-2286
Website www.fssbtexas.com
Asset Quality First Security State Bank
Cranfills Gap, TX
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1-Year Asset Growth 11.90%
5-Year Asset Growth 9.05%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.54%
Non-Performing Loans to Loans 0.01%
Balance Sheet First Security State Bank
Cranfills Gap, TX
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Total Assets 188.56M
Total Deposits 167.25M
Capital and Reserves First Security State Bank
Cranfills Gap, TX
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Capital 9.36M
Leverage Ratio 7.28
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio 20.05
Liquidity First Security State Bank
Cranfills Gap, TX
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Hot Money Ratio 17.89%
Liquidity Ratio 48.38%
Profitability First Security State Bank
Cranfills Gap, TX
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5-Year Return on Average Assets 1.02%
Net Income 1.36M
Net Interest Spread 3.22%
Operating Profit to Average Assets 1.00%
Overhead Efficiency Ratio 73.13%
Return on Assets 1.00%
Return on Equity 25.59%