Major Rating Factors:
Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 0.9 has resulted in Fair (4.7) profitability. A current level of 5.3 percent of nonperforming loans to core capital combined with 3.0 percent from a year earlier contributes to the Fair asset quality (4.6).
Other Rating Factors:
Excellent current capitalization (9.3 on a scale of 0 to 10) based on a risk-based capital ratio of 12.8 and a capital leverage ratio of 10.5. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10).
Asset Mix:
Comm re (35%), comm loans (28%), cash (19%), home mtgs (4%), securities (1%), consumer loans (0%), other (13%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Dominion Bancshares, Inc.
Investment Rating
--
Address
17304 Preston Road
Dallas, TX 75252
Dallas, TX 75252
Phone Number
(214) 974-9571
Year Founded
1911
FDIC Number
Website
Largest Affiliates
No affiliate information available.