| Weiss Ratings |
The Poca Valley Bank, Inc.
Walton, WV |
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| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 5.50 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 4.40 | |||
| Company Info |
The Poca Valley Bank, Inc.
Walton, WV |
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| FDIC Number | 11952 | |||
| Phone Number | (304) 586-2300 | |||
| Website | www.pocavalleybank.com/ | |||
| Asset Quality |
The Poca Valley Bank, Inc.
Walton, WV |
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| 1-Year Asset Growth | 5.32% | |||
| 5-Year Asset Growth | 8.95% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 3.16% | |||
| Non-Performing Loans to Loans | 0.31% | |||
| Balance Sheet |
The Poca Valley Bank, Inc.
Walton, WV |
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| Total Assets | 649.04M | |||
| Total Deposits | 597.29M | |||
| Capital and Reserves |
The Poca Valley Bank, Inc.
Walton, WV |
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| Capital | 44.59M | |||
| Leverage Ratio | 7.54 | |||
| Loan Loss Reserves to Loans | 0.65% | |||
| Risk-Based Capital Ratio | 11.93 | |||
| Liquidity |
The Poca Valley Bank, Inc.
Walton, WV |
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| Hot Money Ratio | 20.65% | |||
| Liquidity Ratio | 17.82% | |||
| Profitability |
The Poca Valley Bank, Inc.
Walton, WV |
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| 5-Year Return on Average Assets | 0.64% | |||
| Net Income | 4.46M | |||
| Net Interest Spread | 3.81% | |||
| Operating Profit to Average Assets | 0.85% | |||
| Overhead Efficiency Ratio | 79.12% | |||
| Return on Assets | 0.70% | |||
| Return on Equity | 10.85% | |||