| Weiss Ratings |
The Poca Valley Bank, Inc.
Walton, WV |
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| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 5.60 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 3.90 | |||
| Company Info |
The Poca Valley Bank, Inc.
Walton, WV |
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| FDIC Number | 11952 | |||
| Phone Number | (304) 586-2300 | |||
| Website | www.pocavalleybank.com/ | |||
| Asset Quality |
The Poca Valley Bank, Inc.
Walton, WV |
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| 1-Year Asset Growth | 9.04% | |||
| 5-Year Asset Growth | 12.68% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.35% | |||
| Non-Performing Loans to Capital | 4.16% | |||
| Non-Performing Loans to Loans | 0.42% | |||
| Balance Sheet |
The Poca Valley Bank, Inc.
Walton, WV |
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| Total Assets | 627.74M | |||
| Total Deposits | 578.25M | |||
| Capital and Reserves |
The Poca Valley Bank, Inc.
Walton, WV |
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| Capital | 40.48M | |||
| Leverage Ratio | 7.55 | |||
| Loan Loss Reserves to Loans | 0.78% | |||
| Risk-Based Capital Ratio | 12.20 | |||
| Liquidity |
The Poca Valley Bank, Inc.
Walton, WV |
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| Hot Money Ratio | 22.02% | |||
| Liquidity Ratio | 19.88% | |||
| Profitability |
The Poca Valley Bank, Inc.
Walton, WV |
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| 5-Year Return on Average Assets | 0.64% | |||
| Net Income | 1.53M | |||
| Net Interest Spread | 3.68% | |||
| Operating Profit to Average Assets | 0.62% | |||
| Overhead Efficiency Ratio | 81.37% | |||
| Return on Assets | 0.49% | |||
| Return on Equity | 7.77% | |||