Highlands Bank, Inc.
| Weiss Ratings |
Highlands Bank, Inc.
Petersburg, WV |
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| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 5.00 | |||
| Company Info |
Highlands Bank, Inc.
Petersburg, WV |
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| FDIC Number | 11953 | |||
| Phone Number | (304) 257-4111 | |||
| Website | www.highlands.bank | |||
| Asset Quality |
Highlands Bank, Inc.
Petersburg, WV |
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| 1-Year Asset Growth | 8.04% | |||
| 5-Year Asset Growth | 7.08% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.72% | |||
| Non-Performing Loans to Capital | 5.94% | |||
| Non-Performing Loans to Loans | 0.87% | |||
| Balance Sheet |
Highlands Bank, Inc.
Petersburg, WV |
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| Total Assets | 407.14M | |||
| Total Deposits | 356.81M | |||
| Capital and Reserves |
Highlands Bank, Inc.
Petersburg, WV |
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| Capital | 43.22M | |||
| Leverage Ratio | 11.00 | |||
| Loan Loss Reserves to Loans | 1.17% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Highlands Bank, Inc.
Petersburg, WV |
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| Hot Money Ratio | 13.02% | |||
| Liquidity Ratio | 8.58% | |||
| Profitability |
Highlands Bank, Inc.
Petersburg, WV |
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| 5-Year Return on Average Assets | 0.89% | |||
| Net Income | 2.55M | |||
| Net Interest Spread | 4.40% | |||
| Operating Profit to Average Assets | 1.62% | |||
| Overhead Efficiency Ratio | 64.19% | |||
| Return on Assets | 1.29% | |||
| Return on Equity | 11.95% | |||