B
Bar Harbor Bank and Trust Company
Rating Date
October 2025
Risk Based
Capital Ratio
12.84
Leverage
Ratio
10.04
Return On
Assets
0.95%
Total
Assets
4.71B
Capital
561.64M
Total
Deposits
3.96B
Net
Income
30.53M
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Weiss Ratings Bar Harbor Bank and Trust Company
Bar Harbor, ME 		Click to
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Rating B
Asset Quality Index 7.20
Capitalization Index 8.60
Liquidity Index 3.00
Profitability Index 3.90
Stability Index 9.80
Company Info Bar Harbor Bank and Trust Company
Bar Harbor, ME 		Click to
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FDIC Number 11971
Phone Number (207) 288-3314
Website www.barharbor.bank
Asset Quality Bar Harbor Bank and Trust Company
Bar Harbor, ME 		Click to
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1-Year Asset Growth 17.01%
5-Year Asset Growth 2.25%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.45%
Non-Performing Loans to Capital 3.31%
Non-Performing Loans to Loans 0.60%
Balance Sheet Bar Harbor Bank and Trust Company
Bar Harbor, ME 		Click to
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Total Assets 4.71B
Total Deposits 3.96B
Capital and Reserves Bar Harbor Bank and Trust Company
Bar Harbor, ME 		Click to
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Capital 561.64M
Leverage Ratio 10.04
Loan Loss Reserves to Loans 0.95%
Risk-Based Capital Ratio 12.84
Liquidity Bar Harbor Bank and Trust Company
Bar Harbor, ME 		Click to
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Hot Money Ratio 13.00%
Liquidity Ratio 15.94%
Profitability Bar Harbor Bank and Trust Company
Bar Harbor, ME 		Click to
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5-Year Return on Average Assets 1.21%
Net Income 30.53M
Net Interest Spread 3.41%
Operating Profit to Average Assets 1.19%
Overhead Efficiency Ratio 62.45%
Return on Assets 0.95%
Return on Equity 7.97%