B
Bar Harbor Bank and Trust Company
Rating Date
October 2025
Risk Based
Capital Ratio
13.72
Leverage
Ratio
10.72
Return On
Assets
0.95%
Total
Assets
4.11B
Capital
503.27M
Total
Deposits
3.30B
Net
Income
19.58M
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Weiss Ratings Bar Harbor Bank and Trust Company
Bar Harbor, ME 		Click to
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Rating B
Asset Quality Index 7.60
Capitalization Index 9.60
Liquidity Index 3.00
Profitability Index 4.20
Stability Index 10.00
Company Info Bar Harbor Bank and Trust Company
Bar Harbor, ME 		Click to
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FDIC Number 11971
Phone Number (207) 288-3314
Website www.barharbor.bank
Asset Quality Bar Harbor Bank and Trust Company
Bar Harbor, ME 		Click to
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1-Year Asset Growth 1.89%
5-Year Asset Growth 2.25%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 2.26%
Non-Performing Loans to Loans 0.32%
Balance Sheet Bar Harbor Bank and Trust Company
Bar Harbor, ME 		Click to
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Total Assets 4.11B
Total Deposits 3.30B
Capital and Reserves Bar Harbor Bank and Trust Company
Bar Harbor, ME 		Click to
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Capital 503.27M
Leverage Ratio 10.72
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio 13.72
Liquidity Bar Harbor Bank and Trust Company
Bar Harbor, ME 		Click to
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Hot Money Ratio 13.00%
Liquidity Ratio 15.47%
Profitability Bar Harbor Bank and Trust Company
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5-Year Return on Average Assets 1.21%
Net Income 19.58M
Net Interest Spread 3.25%
Operating Profit to Average Assets 1.18%
Overhead Efficiency Ratio 61.48%
Return on Assets 0.95%
Return on Equity 7.84%