C
Provident Bank
Rating Date
March 2026
Risk Based
Capital Ratio
13.08
Leverage
Ratio
10.38
Return On
Assets
1.28%
Total
Assets
24.95B
Capital
3.17B
Total
Deposits
19.32B
Net
Income
314.98M
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Weiss Ratings Provident Bank
Jersey City, NJ 		Click to
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Rating C
Asset Quality Index 5.50
Capitalization Index 9.10
Liquidity Index 1.00
Profitability Index 6.30
Stability Index 4.30
Company Info Provident Bank
Jersey City, NJ 		Click to
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FDIC Number 12010
Phone Number (201) 433-3879
Website www.provident.bank
Asset Quality Provident Bank
Jersey City, NJ 		Click to
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1-Year Asset Growth 3.88%
5-Year Asset Growth 18.63%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 3.46%
Non-Performing Loans to Loans 0.58%
Balance Sheet Provident Bank
Jersey City, NJ 		Click to
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Total Assets 24.95B
Total Deposits 19.32B
Capital and Reserves Provident Bank
Jersey City, NJ 		Click to
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Capital 3.17B
Leverage Ratio 10.38
Loan Loss Reserves to Loans 0.95%
Risk-Based Capital Ratio 13.08
Liquidity Provident Bank
Jersey City, NJ 		Click to
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Hot Money Ratio 11.69%
Liquidity Ratio 2.96%
Profitability Provident Bank
Jersey City, NJ 		Click to
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5-Year Return on Average Assets 1.00%
Net Income 314.98M
Net Interest Spread 3.50%
Operating Profit to Average Assets 1.81%
Overhead Efficiency Ratio 50.61%
Return on Assets 1.28%
Return on Equity 10.37%