C
Provident Bank
Rating Date
June 2026
Risk Based
Capital Ratio
13.16
Leverage
Ratio
10.49
Return On
Assets
1.37%
Total
Assets
25.19B
Capital
3.20B
Total
Deposits
19.15B
Net
Income
85.68M
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Weiss Ratings Provident Bank
Jersey City, NJ 		Click to
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Rating C
Asset Quality Index 4.90
Capitalization Index 9.20
Liquidity Index 1.10
Profitability Index 6.10
Stability Index 4.30
Company Info Provident Bank
Jersey City, NJ 		Click to
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FDIC Number 12010
Phone Number (201) 433-3879
Website www.provident.bank
Asset Quality Provident Bank
Jersey City, NJ 		Click to
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1-Year Asset Growth 3.84%
5-Year Asset Growth 18.63%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.71%
Non-Performing Loans to Capital 5.77%
Non-Performing Loans to Loans 0.91%
Balance Sheet Provident Bank
Jersey City, NJ 		Click to
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Total Assets 25.19B
Total Deposits 19.15B
Capital and Reserves Provident Bank
Jersey City, NJ 		Click to
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Capital 3.20B
Leverage Ratio 10.49
Loan Loss Reserves to Loans 0.90%
Risk-Based Capital Ratio 13.16
Liquidity Provident Bank
Jersey City, NJ 		Click to
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Hot Money Ratio 11.39%
Liquidity Ratio 4.01%
Profitability Provident Bank
Jersey City, NJ 		Click to
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5-Year Return on Average Assets 1.08%
Net Income 85.68M
Net Interest Spread 3.48%
Operating Profit to Average Assets 1.90%
Overhead Efficiency Ratio 49.92%
Return on Assets 1.37%
Return on Equity 10.77%