C
Provident Bank
IselinNJ
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Provident Bank
Iselin, NJ
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Rating C
Asset Quality Index 5.30
Capitalization Index 8.50
Liquidity Index 1.40
Profitability Index 4.80
Stability Index 9.30
Company Info Provident Bank
Iselin, NJ
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FDIC Number 12010
Phone Number (800) 448-7768
Website www.provident.bank
Asset Quality Provident Bank
Iselin, NJ
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1-Year Asset Growth 71.72%
5-Year Asset Growth 28.97%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.47%
Non-Performing Loans to Capital 4.13%
Non-Performing Loans to Loans 0.57%
Balance Sheet Provident Bank
Iselin, NJ
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Total Assets 24.26B
Total Deposits 18.52B
Capital and Reserves Provident Bank
Iselin, NJ
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Capital 2.98B
Leverage Ratio 9.98
Loan Loss Reserves to Loans 1.01%
Risk-Based Capital Ratio 12.71
Liquidity Provident Bank
Iselin, NJ
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Hot Money Ratio 11.27%
Liquidity Ratio 4.67%
Profitability Provident Bank
Iselin, NJ
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5-Year Return on Average Assets 1.00%
Net Income 72.77M
Net Interest Spread 3.43%
Operating Profit to Average Assets 1.67%
Overhead Efficiency Ratio 53.39%
Return on Assets 1.20%
Return on Equity 9.92%