C
Provident Bank
IselinNJ
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Provident Bank
Iselin, NJ
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Rating C
Asset Quality Index 5.30
Capitalization Index 8.90
Liquidity Index 1.10
Profitability Index 5.90
Stability Index 4.30
Company Info Provident Bank
Iselin, NJ
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FDIC Number 12010
Phone Number (800) 448-7768
Website www.provident.bank
Asset Quality Provident Bank
Iselin, NJ
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1-Year Asset Growth 3.39%
5-Year Asset Growth 28.97%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.51%
Non-Performing Loans to Capital 4.17%
Non-Performing Loans to Loans 0.65%
Balance Sheet Provident Bank
Iselin, NJ
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Total Assets 24.84B
Total Deposits 19.15B
Capital and Reserves Provident Bank
Iselin, NJ
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Capital 3.11B
Leverage Ratio 10.27
Loan Loss Reserves to Loans 0.97%
Risk-Based Capital Ratio 12.86
Liquidity Provident Bank
Iselin, NJ
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Hot Money Ratio 12.13%
Liquidity Ratio 3.59%
Profitability Provident Bank
Iselin, NJ
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5-Year Return on Average Assets 1.00%
Net Income 231.69M
Net Interest Spread 3.48%
Operating Profit to Average Assets 1.76%
Overhead Efficiency Ratio 51.14%
Return on Assets 1.26%
Return on Equity 10.27%