E
Union County Savings Bank
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
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Assets
Capital
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Net
Income
Weiss Ratings Union County Savings Bank
Elizabeth, NJ
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Rating E
Asset Quality Index 8.60
Capitalization Index 6.70
Liquidity Index 6.40
Profitability Index 0.00
Stability Index 2.20
Company Info Union County Savings Bank
Elizabeth, NJ
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FDIC Number 12013
Phone Number (908) 354-4600
Website www.unioncountysavings.com
Asset Quality Union County Savings Bank
Elizabeth, NJ
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1-Year Asset Growth 13.45%
5-Year Asset Growth -1.93%
5-Year Charge-Offs to Average Loans 0.29%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.03%
Non-Performing Loans to Loans 0.36%
Balance Sheet Union County Savings Bank
Elizabeth, NJ
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Total Assets 1.62B
Total Deposits 1.52B
Capital and Reserves Union County Savings Bank
Elizabeth, NJ
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Capital -52.40M
Leverage Ratio 8.70
Loan Loss Reserves to Loans 0.64%
Risk-Based Capital Ratio 24.48
Liquidity Union County Savings Bank
Elizabeth, NJ
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Hot Money Ratio 58.99%
Liquidity Ratio 52.27%
Profitability Union County Savings Bank
Elizabeth, NJ
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5-Year Return on Average Assets -0.64%
Net Income -28.13M
Net Interest Spread -0.67%
Operating Profit to Average Assets -1.58%
Overhead Efficiency Ratio -130.95%
Return on Assets -1.59%
Return on Equity 53.68%