E
Union County Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Union County Savings Bank
Elizabeth, NJ
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Rating E
Asset Quality Index 10.00
Capitalization Index 6.50
Liquidity Index 5.80
Profitability Index 0.00
Stability Index 2.20
Company Info Union County Savings Bank
Elizabeth, NJ
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FDIC Number 12013
Phone Number (908) 354-4600
Website www.unioncountysavings.com
Asset Quality Union County Savings Bank
Elizabeth, NJ
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1-Year Asset Growth -10.00%
5-Year Asset Growth -1.93%
5-Year Charge-Offs to Average Loans 0.29%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.38%
Non-Performing Loans to Loans 0.66%
Balance Sheet Union County Savings Bank
Elizabeth, NJ
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Total Assets 1.50B
Total Deposits 1.36B
Capital and Reserves Union County Savings Bank
Elizabeth, NJ
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Capital -9.31M
Leverage Ratio 8.54
Loan Loss Reserves to Loans 0.65%
Risk-Based Capital Ratio 23.84
Liquidity Union County Savings Bank
Elizabeth, NJ
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Hot Money Ratio 58.77%
Liquidity Ratio 31.58%
Profitability Union County Savings Bank
Elizabeth, NJ
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5-Year Return on Average Assets -1.00%
Net Income -17.12M
Net Interest Spread -0.40%
Operating Profit to Average Assets -1.29%
Overhead Efficiency Ratio -232.67%
Return on Assets -1.29%
Return on Equity 200.00%