B
Citizens Community Bank
HahiraGA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Community Bank
Hahira, GA
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Rating B
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 4.90
Stability Index 5.40
Company Info Citizens Community Bank
Hahira, GA
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FDIC Number 12079
Phone Number (229) 794-2111
Website cbga.bank
Asset Quality Citizens Community Bank
Hahira, GA
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1-Year Asset Growth 10.99%
5-Year Asset Growth 9.03%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.63%
Non-Performing Loans to Capital 4.10%
Non-Performing Loans to Loans 1.01%
Balance Sheet Citizens Community Bank
Hahira, GA
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Total Assets 206.87M
Total Deposits 187.43M
Capital and Reserves Citizens Community Bank
Hahira, GA
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Capital 18.20M
Leverage Ratio 11.20
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio 18.42
Liquidity Citizens Community Bank
Hahira, GA
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Hot Money Ratio 21.60%
Liquidity Ratio 34.18%
Profitability Citizens Community Bank
Hahira, GA
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5-Year Return on Average Assets 1.06%
Net Income 1.93M
Net Interest Spread 4.22%
Operating Profit to Average Assets 1.21%
Overhead Efficiency Ratio 69.32%
Return on Assets 1.21%
Return on Equity 15.80%