B
Citizens Community Bank
Hahira,  GA
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Community Bank
Hahira, GA
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Rating B
Asset Quality Index 5.60
Capitalization Index 6.90
Liquidity Index 3.20
Profitability Index 5.40
Stability Index 4.40
Company Info Citizens Community Bank
Hahira, GA
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FDIC Number 12079
Phone Number (229) 794-2111
Website cbga.bank
Asset Quality Citizens Community Bank
Hahira, GA
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1-Year Asset Growth 8.94%
5-Year Asset Growth 5.89%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.64%
Non-Performing Loans to Capital 6.14%
Non-Performing Loans to Loans 1.04%
Balance Sheet Citizens Community Bank
Hahira, GA
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Total Assets 221.94M
Total Deposits 200.03M
Capital and Reserves Citizens Community Bank
Hahira, GA
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Capital 14.70M
Leverage Ratio 8.94
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio 14.75
Liquidity Citizens Community Bank
Hahira, GA
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Hot Money Ratio 22.59%
Liquidity Ratio 29.77%
Profitability Citizens Community Bank
Hahira, GA
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5-Year Return on Average Assets 1.09%
Net Income 1.57M
Net Interest Spread 4.07%
Operating Profit to Average Assets 1.40%
Overhead Efficiency Ratio 64.49%
Return on Assets 1.40%
Return on Equity 22.03%