C
Sainte Marie State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
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Return On
Assets
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Assets
Capital
Total
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Income
Weiss Ratings Sainte Marie State Bank
Sainte Marie, IL
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Rating C
Asset Quality Index 8.20
Capitalization Index 10.00
Liquidity Index 4.80
Profitability Index 5.80
Stability Index 5.00
Company Info Sainte Marie State Bank
Sainte Marie, IL
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FDIC Number 12086
Phone Number (618) 455-3355
Website --
Asset Quality Sainte Marie State Bank
Sainte Marie, IL
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1-Year Asset Growth 21.21%
5-Year Asset Growth -2.69%
5-Year Charge-Offs to Average Loans -0.05%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.26%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 3.35%
Balance Sheet Sainte Marie State Bank
Sainte Marie, IL
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Total Assets 17.65M
Total Deposits 13.93M
Capital and Reserves Sainte Marie State Bank
Sainte Marie, IL
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Capital 3.47M
Leverage Ratio 19.09
Loan Loss Reserves to Loans 1.42%
Risk-Based Capital Ratio --
Liquidity Sainte Marie State Bank
Sainte Marie, IL
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Hot Money Ratio 16.36%
Liquidity Ratio 59.69%
Profitability Sainte Marie State Bank
Sainte Marie, IL
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5-Year Return on Average Assets -0.77%
Net Income 174.00K
Net Interest Spread 4.77%
Operating Profit to Average Assets 1.39%
Overhead Efficiency Ratio 74.89%
Return on Assets 1.39%
Return on Equity 6.91%