C
Sainte Marie State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
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Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Sainte Marie State Bank
Sainte Marie, IL
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Rating C
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 5.50
Profitability Index 4.70
Stability Index 5.20
Company Info Sainte Marie State Bank
Sainte Marie, IL
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FDIC Number 12086
Phone Number (618) 455-3355
Website --
Asset Quality Sainte Marie State Bank
Sainte Marie, IL
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1-Year Asset Growth 23.51%
5-Year Asset Growth -2.69%
5-Year Charge-Offs to Average Loans -0.05%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.22%
Non-Performing Loans to Capital 2.97%
Non-Performing Loans to Loans 3.90%
Balance Sheet Sainte Marie State Bank
Sainte Marie, IL
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Total Assets 18.24M
Total Deposits 14.60M
Capital and Reserves Sainte Marie State Bank
Sainte Marie, IL
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Capital 3.62M
Leverage Ratio 22.17
Loan Loss Reserves to Loans 1.65%
Risk-Based Capital Ratio --
Liquidity Sainte Marie State Bank
Sainte Marie, IL
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Hot Money Ratio 14.16%
Liquidity Ratio 73.76%
Profitability Sainte Marie State Bank
Sainte Marie, IL
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5-Year Return on Average Assets -0.77%
Net Income 89.00K
Net Interest Spread 4.80%
Operating Profit to Average Assets 1.12%
Overhead Efficiency Ratio 85.19%
Return on Assets 1.12%
Return on Equity 5.25%