Spring Valley City Bank
| Weiss Ratings |
Spring Valley City Bank
Spring Valley, IL |
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| Rating | ||||
| Asset Quality Index | 4.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 6.60 | |||
| Company Info |
Spring Valley City Bank
Spring Valley, IL |
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| FDIC Number | 12087 | |||
| Phone Number | (815) 663-2211 | |||
| Website | www.svcb.com | |||
| Asset Quality |
Spring Valley City Bank
Spring Valley, IL |
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| 1-Year Asset Growth | -4.47% | |||
| 5-Year Asset Growth | 2.18% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 1.01% | |||
| Non-Performing Loans to Capital | 19.75% | |||
| Non-Performing Loans to Loans | 1.56% | |||
| Balance Sheet |
Spring Valley City Bank
Spring Valley, IL |
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| Total Assets | 205.51M | |||
| Total Deposits | 175.95M | |||
| Capital and Reserves |
Spring Valley City Bank
Spring Valley, IL |
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| Capital | 24.52M | |||
| Leverage Ratio | 13.98 | |||
| Loan Loss Reserves to Loans | 1.82% | |||
| Risk-Based Capital Ratio | 24.04 | |||
| Liquidity |
Spring Valley City Bank
Spring Valley, IL |
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| Hot Money Ratio | 19.02% | |||
| Liquidity Ratio | 21.49% | |||
| Profitability |
Spring Valley City Bank
Spring Valley, IL |
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| 5-Year Return on Average Assets | 0.68% | |||
| Net Income | 253.00K | |||
| Net Interest Spread | 2.69% | |||
| Operating Profit to Average Assets | 0.59% | |||
| Overhead Efficiency Ratio | 78.51% | |||
| Return on Assets | 0.48% | |||
| Return on Equity | 4.20% | |||