Spring Valley City Bank
| Weiss Ratings |
Spring Valley City Bank
Spring Valley, IL |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 6.20 | |||
| Company Info |
Spring Valley City Bank
Spring Valley, IL |
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| FDIC Number | 12087 | |||
| Phone Number | (815) 663-2211 | |||
| Website | www.svcb.com | |||
| Asset Quality |
Spring Valley City Bank
Spring Valley, IL |
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| 1-Year Asset Growth | 0.87% | |||
| 5-Year Asset Growth | -0.04% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.74% | |||
| Non-Performing Loans to Loans | 0.12% | |||
| Balance Sheet |
Spring Valley City Bank
Spring Valley, IL |
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| Total Assets | 206.95M | |||
| Total Deposits | 179.12M | |||
| Capital and Reserves |
Spring Valley City Bank
Spring Valley, IL |
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| Capital | 25.87M | |||
| Leverage Ratio | 13.86 | |||
| Loan Loss Reserves to Loans | 1.24% | |||
| Risk-Based Capital Ratio | 25.08 | |||
| Liquidity |
Spring Valley City Bank
Spring Valley, IL |
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| Hot Money Ratio | 19.33% | |||
| Liquidity Ratio | 25.63% | |||
| Profitability |
Spring Valley City Bank
Spring Valley, IL |
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| 5-Year Return on Average Assets | 0.61% | |||
| Net Income | 882.00K | |||
| Net Interest Spread | 3.12% | |||
| Operating Profit to Average Assets | 0.99% | |||
| Overhead Efficiency Ratio | 68.55% | |||
| Return on Assets | 0.83% | |||
| Return on Equity | 6.79% | |||