B
Commercial Bank of Texas, N.A.
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
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Assets
Total
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Capital
Total
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Net
Income
Weiss Ratings Commercial Bank of Texas, N.A.
Nacogdoches, TX
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Rating B
Asset Quality Index 8.50
Capitalization Index 9.40
Liquidity Index 3.40
Profitability Index 7.60
Stability Index 7.00
Company Info Commercial Bank of Texas, N.A.
Nacogdoches, TX
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FDIC Number 1209
Phone Number (936) 715-4100
Website www.cbtxonline.com
Asset Quality Commercial Bank of Texas, N.A.
Nacogdoches, TX
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1-Year Asset Growth 5.80%
5-Year Asset Growth 12.33%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 1.15%
Non-Performing Loans to Loans 0.20%
Balance Sheet Commercial Bank of Texas, N.A.
Nacogdoches, TX
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Total Assets 1.69B
Total Deposits 1.50B
Capital and Reserves Commercial Bank of Texas, N.A.
Nacogdoches, TX
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Capital 171.57M
Leverage Ratio 10.60
Loan Loss Reserves to Loans 1.50%
Risk-Based Capital Ratio 16.69
Liquidity Commercial Bank of Texas, N.A.
Nacogdoches, TX
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Hot Money Ratio 13.98%
Liquidity Ratio 22.30%
Profitability Commercial Bank of Texas, N.A.
Nacogdoches, TX
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5-Year Return on Average Assets 1.35%
Net Income 13.56M
Net Interest Spread 4.18%
Operating Profit to Average Assets 2.01%
Overhead Efficiency Ratio 55.63%
Return on Assets 1.60%
Return on Equity 16.28%