B
Commercial Bank of Texas, N.A.
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
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Return On
Assets
Total
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Capital
Total
Deposits
Net
Income
Weiss Ratings Commercial Bank of Texas, N.A.
Nacogdoches, TX
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Rating B
Asset Quality Index 8.50
Capitalization Index 8.80
Liquidity Index 3.30
Profitability Index 7.20
Stability Index 6.30
Company Info Commercial Bank of Texas, N.A.
Nacogdoches, TX
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FDIC Number 1209
Phone Number (936) 715-4100
Website www.cbtxonline.com
Asset Quality Commercial Bank of Texas, N.A.
Nacogdoches, TX
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1-Year Asset Growth 9.60%
5-Year Asset Growth 12.33%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 1.26%
Non-Performing Loans to Loans 0.18%
Balance Sheet Commercial Bank of Texas, N.A.
Nacogdoches, TX
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Total Assets 1.63B
Total Deposits 1.46B
Capital and Reserves Commercial Bank of Texas, N.A.
Nacogdoches, TX
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Capital 162.11M
Leverage Ratio 10.22
Loan Loss Reserves to Loans 1.50%
Risk-Based Capital Ratio 16.61
Liquidity Commercial Bank of Texas, N.A.
Nacogdoches, TX
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Hot Money Ratio 12.44%
Liquidity Ratio 22.91%
Profitability Commercial Bank of Texas, N.A.
Nacogdoches, TX
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5-Year Return on Average Assets 1.30%
Net Income 23.31M
Net Interest Spread 3.93%
Operating Profit to Average Assets 1.84%
Overhead Efficiency Ratio 57.08%
Return on Assets 1.47%
Return on Equity 16.06%