B
Commercial Bank of Texas, N.A.
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
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Return On
Assets
Total
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Capital
Total
Deposits
Net
Income
Weiss Ratings Commercial Bank of Texas, N.A.
Nacogdoches, TX
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Rating B
Asset Quality Index 8.40
Capitalization Index 8.60
Liquidity Index 3.30
Profitability Index 6.30
Stability Index 8.30
Company Info Commercial Bank of Texas, N.A.
Nacogdoches, TX
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FDIC Number 1209
Phone Number (936) 715-4100
Website www.cbtxonline.com
Asset Quality Commercial Bank of Texas, N.A.
Nacogdoches, TX
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1-Year Asset Growth 7.93%
5-Year Asset Growth 17.84%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 1.27%
Non-Performing Loans to Loans 0.19%
Balance Sheet Commercial Bank of Texas, N.A.
Nacogdoches, TX
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Total Assets 1.54B
Total Deposits 1.39B
Capital and Reserves Commercial Bank of Texas, N.A.
Nacogdoches, TX
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Capital 136.48M
Leverage Ratio 10.05
Loan Loss Reserves to Loans 1.48%
Risk-Based Capital Ratio 15.91
Liquidity Commercial Bank of Texas, N.A.
Nacogdoches, TX
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Hot Money Ratio 11.32%
Liquidity Ratio 19.51%
Profitability Commercial Bank of Texas, N.A.
Nacogdoches, TX
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5-Year Return on Average Assets 1.30%
Net Income 4.96M
Net Interest Spread 3.71%
Operating Profit to Average Assets 1.64%
Overhead Efficiency Ratio 62.18%
Return on Assets 1.32%
Return on Equity 14.96%