D
Farmers State Bank
ElmwoodIL
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
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Capital
Total
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Net
Income
Weiss Ratings Farmers State Bank
Elmwood, IL
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Rating D
Asset Quality Index 3.20
Capitalization Index 5.40
Liquidity Index 3.90
Profitability Index 0.90
Stability Index 1.80
Company Info Farmers State Bank
Elmwood, IL
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FDIC Number 12107
Phone Number (309) 742-3711
Website www.fsbelmwood.com
Asset Quality Farmers State Bank
Elmwood, IL
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1-Year Asset Growth 11.54%
5-Year Asset Growth 5.89%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 1.98%
Non-Performing Loans to Capital 22.32%
Non-Performing Loans to Loans 3.80%
Balance Sheet Farmers State Bank
Elmwood, IL
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Total Assets 72.31M
Total Deposits 64.05M
Capital and Reserves Farmers State Bank
Elmwood, IL
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Capital 1.33M
Leverage Ratio 7.38
Loan Loss Reserves to Loans 1.34%
Risk-Based Capital Ratio 13.83
Liquidity Farmers State Bank
Elmwood, IL
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Hot Money Ratio 20.67%
Liquidity Ratio 30.13%
Profitability Farmers State Bank
Elmwood, IL
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5-Year Return on Average Assets 0.48%
Net Income -132.00K
Net Interest Spread 2.46%
Operating Profit to Average Assets -0.17%
Overhead Efficiency Ratio 100.33%
Return on Assets -0.18%
Return on Equity -8.26%