| Weiss Ratings |
Germantown Trust & Savings Bank
Breese, IL |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 6.40 | |||
| Company Info |
Germantown Trust & Savings Bank
Breese, IL |
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| FDIC Number | 12113 | |||
| Phone Number | (618) 526-4202 | |||
| Website | www.gtsb.com | |||
| Asset Quality |
Germantown Trust & Savings Bank
Breese, IL |
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| 1-Year Asset Growth | 5.27% | |||
| 5-Year Asset Growth | 4.31% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Germantown Trust & Savings Bank
Breese, IL |
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| Total Assets | 500.10M | |||
| Total Deposits | 410.09M | |||
| Capital and Reserves |
Germantown Trust & Savings Bank
Breese, IL |
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| Capital | 39.64M | |||
| Leverage Ratio | 11.78 | |||
| Loan Loss Reserves to Loans | 0.94% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Germantown Trust & Savings Bank
Breese, IL |
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| Hot Money Ratio | 23.74% | |||
| Liquidity Ratio | 34.66% | |||
| Profitability |
Germantown Trust & Savings Bank
Breese, IL |
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| 5-Year Return on Average Assets | 1.57% | |||
| Net Income | 2.18M | |||
| Net Interest Spread | 2.78% | |||
| Operating Profit to Average Assets | 1.73% | |||
| Overhead Efficiency Ratio | 39.19% | |||
| Return on Assets | 1.71% | |||
| Return on Equity | 22.92% | |||