| Weiss Ratings |
Germantown Trust & Savings Bank
Breese, IL |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 8.00 | |||
| Stability Index | 7.00 | |||
| Company Info |
Germantown Trust & Savings Bank
Breese, IL |
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| FDIC Number | 12113 | |||
| Phone Number | (618) 526-4202 | |||
| Website | www.gtsb.com | |||
| Asset Quality |
Germantown Trust & Savings Bank
Breese, IL |
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| 1-Year Asset Growth | 4.82% | |||
| 5-Year Asset Growth | 3.14% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.58% | |||
| Non-Performing Loans to Loans | 0.13% | |||
| Balance Sheet |
Germantown Trust & Savings Bank
Breese, IL |
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| Total Assets | 523.62M | |||
| Total Deposits | 433.17M | |||
| Capital and Reserves |
Germantown Trust & Savings Bank
Breese, IL |
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| Capital | 44.99M | |||
| Leverage Ratio | 11.58 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Germantown Trust & Savings Bank
Breese, IL |
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| Hot Money Ratio | 21.42% | |||
| Liquidity Ratio | 36.03% | |||
| Profitability |
Germantown Trust & Savings Bank
Breese, IL |
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| 5-Year Return on Average Assets | 1.56% | |||
| Net Income | 5.82M | |||
| Net Interest Spread | 3.29% | |||
| Operating Profit to Average Assets | 2.21% | |||
| Overhead Efficiency Ratio | 33.99% | |||
| Return on Assets | 2.18% | |||
| Return on Equity | 25.17% | |||