| Weiss Ratings |
Germantown Trust & Savings Bank
Breese, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 7.30 | |||
| Stability Index | 6.90 | |||
| Company Info |
Germantown Trust & Savings Bank
Breese, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 12113 | |||
| Phone Number | (618) 526-4202 | |||
| Website | www.gtsb.com | |||
| Asset Quality |
Germantown Trust & Savings Bank
Breese, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.27% | |||
| 5-Year Asset Growth | 4.31% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Germantown Trust & Savings Bank
Breese, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 501.94M | |||
| Total Deposits | 413.05M | |||
| Capital and Reserves |
Germantown Trust & Savings Bank
Breese, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 43.37M | |||
| Leverage Ratio | 11.60 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Germantown Trust & Savings Bank
Breese, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 23.14% | |||
| Liquidity Ratio | 37.12% | |||
| Profitability |
Germantown Trust & Savings Bank
Breese, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.57% | |||
| Net Income | 7.18M | |||
| Net Interest Spread | 2.91% | |||
| Operating Profit to Average Assets | 1.87% | |||
| Overhead Efficiency Ratio | 37.08% | |||
| Return on Assets | 1.85% | |||
| Return on Equity | 24.24% | |||