Major Rating Factors:
A current level of 13.9 percent of nonperforming loans to core capital combined with 8.2 percent from a year earlier contributes to the Fair asset quality (4.0). Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.1 has resulted in Good (6.1) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.7 on a scale of 0 to 10).
Asset Mix:
Comm loans (15%), securities (14%), cash (8%), comm re (6%), home mtgs (3%), consumer loans (3%), other (51%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Buckley Bancorp, Inc.
Investment Rating
--
Address
102 South Railroad Avenue
Buckley, IL 60918
Buckley, IL 60918
Phone Number
(217) 394-2531
Year Founded
1920
FDIC Number
Website
Largest Affiliates
No affiliate information available.