Citizens Savings Bank
| Weiss Ratings |
Citizens Savings Bank
Spillville, IA |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 2.70 | |||
| Stability Index | 6.40 | |||
| Company Info |
Citizens Savings Bank
Spillville, IA |
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| FDIC Number | 12128 | |||
| Phone Number | (563) 562-3674 | |||
| Website | www.bankingwithcsb.com | |||
| Asset Quality |
Citizens Savings Bank
Spillville, IA |
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| 1-Year Asset Growth | 4.70% | |||
| 5-Year Asset Growth | 4.44% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.05% | |||
| Non-Performing Loans to Capital | 0.28% | |||
| Non-Performing Loans to Loans | 0.11% | |||
| Balance Sheet |
Citizens Savings Bank
Spillville, IA |
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| Total Assets | 144.78M | |||
| Total Deposits | 123.62M | |||
| Capital and Reserves |
Citizens Savings Bank
Spillville, IA |
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| Capital | 15.43M | |||
| Leverage Ratio | 15.55 | |||
| Loan Loss Reserves to Loans | 1.83% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens Savings Bank
Spillville, IA |
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| Hot Money Ratio | 31.87% | |||
| Liquidity Ratio | 56.12% | |||
| Profitability |
Citizens Savings Bank
Spillville, IA |
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| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 632.00K | |||
| Net Interest Spread | 2.15% | |||
| Operating Profit to Average Assets | 0.49% | |||
| Overhead Efficiency Ratio | 73.45% | |||
| Return on Assets | 0.41% | |||
| Return on Equity | 4.81% | |||