E
Cornerstone Capital Bank, SSB
Houston,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cornerstone Capital Bank, SSB
Houston, TX
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Rating E
Asset Quality Index 6.70
Capitalization Index 8.90
Liquidity Index 1.30
Profitability Index 4.10
Stability Index 0.30
Company Info Cornerstone Capital Bank, SSB
Houston, TX
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FDIC Number 1213
Phone Number (713) 621-4663
Website www.cornerstonecapital.com
Asset Quality Cornerstone Capital Bank, SSB
Houston, TX
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1-Year Asset Growth 59.40%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.47%
Non-Performing Loans to Capital 2.43%
Non-Performing Loans to Loans 1.06%
Balance Sheet Cornerstone Capital Bank, SSB
Houston, TX
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Total Assets 3.67B
Total Deposits 2.37B
Capital and Reserves Cornerstone Capital Bank, SSB
Houston, TX
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Capital 395.31M
Leverage Ratio 10.26
Loan Loss Reserves to Loans 0.59%
Risk-Based Capital Ratio --
Liquidity Cornerstone Capital Bank, SSB
Houston, TX
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Hot Money Ratio 13.39%
Liquidity Ratio 16.19%
Profitability Cornerstone Capital Bank, SSB
Houston, TX
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5-Year Return on Average Assets --
Net Income 1.89M
Net Interest Spread 3.05%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 89.00%
Return on Assets 1.17%
Return on Equity 9.85%