E
Cornerstone Capital Bank, SSB
HoustonTX
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cornerstone Capital Bank, SSB
Houston, TX
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Rating E
Asset Quality Index 5.70
Capitalization Index 10.00
Liquidity Index 1.40
Profitability Index 7.70
Stability Index 0.30
Company Info Cornerstone Capital Bank, SSB
Houston, TX
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FDIC Number 1213
Phone Number (713) 621-4663
Website www.cornerstonecapital.com
Asset Quality Cornerstone Capital Bank, SSB
Houston, TX
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1-Year Asset Growth -0.08%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.49%
Non-Performing Loans to Capital 7.39%
Non-Performing Loans to Loans 2.09%
Balance Sheet Cornerstone Capital Bank, SSB
Houston, TX
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Total Assets 2.30B
Total Deposits 1.48B
Capital and Reserves Cornerstone Capital Bank, SSB
Houston, TX
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Capital 334.01M
Leverage Ratio 14.23
Loan Loss Reserves to Loans 0.52%
Risk-Based Capital Ratio 24.50
Liquidity Cornerstone Capital Bank, SSB
Houston, TX
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Hot Money Ratio 14.13%
Liquidity Ratio 22.90%
Profitability Cornerstone Capital Bank, SSB
Houston, TX
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5-Year Return on Average Assets --
Net Income 10.78M
Net Interest Spread 2.26%
Operating Profit to Average Assets 2.41%
Overhead Efficiency Ratio 83.36%
Return on Assets 2.27%
Return on Equity 16.16%