E
Cornerstone Capital Bank, SSB
HoustonTX
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cornerstone Capital Bank, SSB
Houston, TX
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Rating E
Asset Quality Index 7.30
Capitalization Index 10.00
Liquidity Index 1.30
Profitability Index 8.10
Stability Index 0.30
Company Info Cornerstone Capital Bank, SSB
Houston, TX
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FDIC Number 1213
Phone Number (713) 621-4663
Website www.cornerstonecapital.com
Asset Quality Cornerstone Capital Bank, SSB
Houston, TX
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1-Year Asset Growth -13.68%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.68%
Non-Performing Loans to Capital 3.15%
Non-Performing Loans to Loans 1.79%
Balance Sheet Cornerstone Capital Bank, SSB
Houston, TX
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Total Assets 2.26B
Total Deposits 1.39B
Capital and Reserves Cornerstone Capital Bank, SSB
Houston, TX
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Capital 338.64M
Leverage Ratio 15.12
Loan Loss Reserves to Loans 0.55%
Risk-Based Capital Ratio 25.02
Liquidity Cornerstone Capital Bank, SSB
Houston, TX
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Hot Money Ratio 9.98%
Liquidity Ratio 23.61%
Profitability Cornerstone Capital Bank, SSB
Houston, TX
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5-Year Return on Average Assets --
Net Income 14.66M
Net Interest Spread 2.35%
Operating Profit to Average Assets 2.27%
Overhead Efficiency Ratio 84.16%
Return on Assets 2.10%
Return on Equity 14.84%